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BY SIGNING BELOW , Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Mark L Christensen <br />(Seal) <br />- Borrower <br />isa L Christensen - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />E Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT WITH MERS <br />VMP <br />Wolters Kluwer Financial Services <br />201406832 <br />14-07-000128 <br />Form 3028 1/01 <br />VMPBAINE) 11302) <br />Page 18 of 17 <br />