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��14���95 <br /> Lender or�ts agent may make reasonable en�ries upon and inspectians of the Praperty. �f it has reasonable cause, <br /> Lender may inspect the interior of the irnprovements on the Proper�y. Lender shall give Borrow�r notice at�he�rme <br /> of or prior t❑such an interiar inspection specifying su�h reasonabie cause. <br /> �. Barrower's Loan App�icat�an. Borrovver sha�� be in defau�� if, during �he Loan app�ication process, <br /> Borr�Wer or any persons or en�ities acting at�he direc�ion of B�rrower or wi�h Borrower's knowledge ar c�nsent gave <br /> ma�erially fa�se, mislead�n�, or znaccurate inforxnation or s�atemen�s�o Lender�or failed to provide Lender v�ith <br /> mater�a� inforrna�ion� in conne�t�on �vith the Loan. Mater�a� representations inc�ude, but are not limited t�, <br /> representa��ans concerning Borrower's nccupancy af�he Property as B�rrower's principal residence. <br /> 9. Protecti.on af Lend�r's Interest�n the Property and Rights Under this Security Instrument. If(a3 <br /> Borrou�er fai�s�o perform the covenants and agreements c�ntained in this Security Instrumen�, �b}there is a legal <br /> proceed�ng tha�might signif cantly affect Lender`s in�erest�n the Proper�y andl�r righ�s under this Securi�r Instrument <br /> �su�h as a proceeding�n bankrup�cy, prabate, for condemnation or farfeiture, for enfarcemen�of a Iien wh�ch may <br /> a�tain priari�y over this Se�urity�nstrument or to enfarce laws or regu�ations}, or �c}Borro,wer has abandoned the <br /> Prop�r�y, then Lender may do and pay for whatever is reasanable ar appropriate�o pr�tect Lender's interes�i.n the <br /> Prop�r�y and rights under this Securzty�nstrument, includ�ng protecting andlor assess�ng the value of the Froper�r, <br /> and securing andlar repairing the Praperty. Lender's ac�ions can include,but are nflt�imited to: �a�paying any sums <br /> secured by a l�en which has priority over this Security Instrument; �b�appearzng in court; and�c�paying reasonab�e <br /> at�orneys' fees to pro�ect i�s interest in the Property andlor rights under�his Secur�t�r Instru.me�t, �nc�uding�ts secured <br /> position in a bankruptcy proceedi�g. Securing th�Proper�y�ncludes, but is not limited�o, entering the Property ta <br /> ma�e repairs, change�ocks, replace or board up doors and Windows, dr�.in water fram pipes, e��minate bu�l.d�ng or <br /> other code violatians or dangerous cond�tiflns, and have u�i�ities�urned on or aff. Alth�ugh Lender may take ac�ion <br /> under this Sec�i�n 9, Lender does no�have to d�so and is no�under any duty or o�ligation�o do so. �t i�agreed that <br /> Lender incurs no��ab�li�y far not taking any or a�I actions au�horized under this Seetian 9. <br /> Any amaunts d�sbursed by Lender under this Se�t��n 9 shall become�.dditianal deb�of Barrawer secured by�h�s <br /> 5ecurity�nstrurnent. These amounts shall bear in�erest a�t�.e Note rate fr�m the date of disbursem�ent and shall t�e <br /> payable, u�ith such interest, upon notice from Lender to Borrower requesting payment. <br /> �f th�s Security Instrumen� is on a Ieasehold, Barrawer shall comply with al� �he provisians af the lease. <br /> Borrovver shall nat surrender the leaseh�ld es�a�e and interes��herein conveyed or terminat�ar cancel the ground lease. <br /> Borrower shal�nat, wi�htiut the express written consent of L�nder, a�ter or amend the graund�ease. �f Barrower <br /> acquires fee title�a the Property, �he leasehald and�he fee�itle shall nat merge unless Lender agrees ta�he merger <br /> in writing. <br /> 1�. 1VIor-Cgag�Insuranc�. If Lender required Mar�gage Insurance as a candition of making�he Loan,Borra�nrer <br /> shall pay the premiums requ�red to mainta�n the Mar�gage �n�urance in efFect. If, for any reas�n, the Mortgage <br /> Insurance ca�erage required by Lender ceases to be available from the martgage�nsu.rer that prev�ously provided such <br /> insurance and Borrawer vvas requ�red�o make separately designated payments t�ward�he prem�ums f�r Mor�gag� <br /> Insurance, Barrower shall pay the prem�ums required to obtain coverage subs�antially equivalent to�he Mor�gage <br /> Insurance previously in effec�, a�a cost substantially equivalent to the cost to Borrower of the Mortgage Insu.ranc� <br /> previously in effec�, from an alterr�ate mortgage�nsurer sele�ted by Lender. �f substantial�y equ��al�nt Nlortgage <br /> �nsurance ca�erage�s na�avai�able,Borrotiver sha��cont�nue t�pay to Lender�he amoun�of the sepaxately designated <br /> payments that were due when the insurance caverage ceased to be in effect. Lender w�l�.accept, use and retain these <br /> payments as a non�-refundahle l�ss reserve�n lieu of Mor�gage Insurance. Such�oss reserve sha�l be non-refundabie, <br /> notwithstanding the fact that the Laan is ultimately paid�n full, and Lend�r shall not be r�quired to pay BorraWer any <br /> interest or earnings an such loss reserve. Lender can no longer require Ioss reserve paymen�s if Mortgage Insurance <br /> c�verage�in�he am�un�and for the periad�ha�Lender r�qu�res�provided by an insurer s�lected by Lender again <br /> becomes avazlab�e, is obtained, and Lender requires separately designated paym�nts tovvard the premiun�s for <br /> M�rtgage Insurance. If Lender required Mortgage�nsurance as a condition of mak�ng�he Loan and Borr�wer was <br /> required�o make separately designa�ed payments tou�ard the premiums for Mor�gage�nsurance, B�rrower sha11 pay <br /> �he premiums required to xnaintain Martgage Insurance in effect, or to prnvide a non--refundable lnss reser�re, unti� <br /> Lender's requirement for IV�ar�gage rnsurance ends in acc�rdance v�ith an�vvritten agreemen�betv�eer�Borravver and <br /> NEBRAS�{A wSing�e Family--Fannie MaelFreddie Mac �NfFDRN[ 1hf5TRUMENT ���������� <br /> Form 3��8 �10� Pag� 7 of '[4 www_doGrr�agic.corrr <br />