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<br /> An� app�icati�n of payments, �nsurance praceeds, �r Miscel�aneous Proceeds to pr�ncipa� due und�r the No�e
<br /> sha11 no��xtend or pos�pon��he due date, �r�hange the amaun�, of�h�P�riodic Payments.
<br /> 3. Funds for Escrow I�ems. Barrower sha��pay�o Lender on�he day P�r�odic Paym�n�s ar�due under the
<br /> Nate, until the Note is paid xn fix11, a sum��he "Funds"} to pro�ide far payment of amounts�ue for: (a}�axes
<br /> and asses�ments and other itena�wh�ch can a�tain priority o�er this Security Ins�rument as a�ien or
<br /> encumbrance on�he Froper�y; �b} �ease�.o�d paymen�s or ground ren��fln the Praper�y, �f any; �c}premiums
<br /> for an�r and a�� insurance requ�red by Lender under 5�c�ion 5; and (d} M�r�gage Insuran�e prerniums, �f any,
<br /> or any sum,s payabl�by Borrower to Lender in l�eu�f�he pa�ment of Mor�gage Insurance premiums in
<br /> accordance wi�h�he pr�visions of Sec�i�n I4. These items are ca��ed "Escrow �tems." At ar�g�nat�an�r at
<br /> any�im�during�he term�f the L�an, L.�:nder ma�requ�re tha�Community Ass�ciati�n Dues, Fees, and
<br /> � Assessments, if any, be escrawed b�Borrower, and such dues, fees and ass��sments�ha��be an Esc�row
<br /> Item. Borrnwer s�.a��prorntp�Iy furn�s�ta Lender aII n��ices of amounts t�be paid under this Sec�i�n.
<br /> �{ B���av�e�s��ll p�y Lende��he Funds for Escr��r �tems un��ss Lender vvaives Borro�rer's a��igat�on t�pa�r
<br /> �he Fun�s for an�or a11 Escr�vv�tems. I�ender may wai�ve B�rrower's ob�igat�on to pay�o I.aender Funds far
<br /> any vr a�l Escrovv ��ems at any time. Ar�y such wai�rer may��xly be�n wri��ng. �n the event of such wa�ver,
<br /> B�rrower sha11 pay d�r�c��y, when and where payable, �he amoun�.s due for a.ny Escrflvv I�ems for whi�h
<br /> � paym.ent of Funds has be�n vvai�red by Lender and, �f Lender requires, shaXX furnish�o I.�ender receip�s
<br /> ��id�ncing such pa�ment wi�hin such��me period as Lend�r may require. Borrawer's abliga��on�o mak�
<br /> such payments and t�pravide re�e�pts sha��for a���urpos�s be d�emed�o be a ca�enant and agreemen�
<br /> c�n�ained in this Securi�� �nstrument, as the phrase "covenan�and agreement" is used��.Section 9. If
<br /> Borrower is�bliga�ed�o pay Escrow �tems direc�ly, pursuant�o a wai�rer, and Borrower fails�o pay�he
<br /> amaunt due for an Escraw �tem, Lender may e�ercise i�s r�gh�s ur�der Sect�on 9 and pay such amoun�and
<br /> Borrower shal� �hen be�b�iga�ed under Section��a repay to Lender any such amount. I1end�r ma�revoke
<br /> th�waiver as�o any or a�l Es�row I�ems at an�r t�rn.e b�a notice gi�en in accardance vvith 5ec��on �5 and,
<br /> upa��such r��o�a�ion, Barrower sha1�pay to Lender a�� Funds, and in such amounts, that ar��hen r�quired
<br /> under th�s Sec���n 3.
<br /> . . Lender ma�, at any time, colle�t and hold]��nd� �n an amount�a} sufficien�to permit Lender to app��r�h� � � ��'
<br /> Funds at the time spe���ed under RESPA, and (b} r��t�o�xceed�he maximurn amaunt a�ender ca.n require
<br /> under R�SPA. Lender shall estima�e�h�amaun�of Funds due on the bas�s af curren�da�a and r�asonab�e
<br /> es�ima�tes of e�pendi�ur�s of fu�Ure Escrow �tems or atherw�se in ac�ordanc�w��h Applicable Law.
<br /> 'I'he Funds sha��be he�d�n an inst��.ut�on whos�depasits are�nsured by a f�deral agency, instru�nentali�y, �r
<br /> en�i�y ��nc�uding Lender, if L.ender is an inst�tutxon wh�se deposi�s are sn insured}�r in any F�dera� Home
<br /> Laan Bank. Lender sha11 apply�h�Funds t�pay the Escrow �tems no later than�he time spec�f�ed under
<br /> RESPA. Lend�r sha11 n��charge Borrower for holding and app�y�ng the Funds, annualiy ari.aly��ng�he
<br /> escrow accoun�, or verifying th�Escrovv �tems, uniess Lender pays B�rr��ver interes�on the�unds and
<br /> Appl�cab�e Law permits Lender��make such a charge. Un�e�s an agreement is made in�vri�ing or
<br /> App��cable Law requires interest ta be paid an�ae Funds, Lender shall na��e required�a pay Borro�ver any
<br /> interes�or�arnings on�he Funds, �orr�vw�r and Lender�an agree in wr���ng, hov�e�er, t�.a��nterest shall b�
<br /> paid an the Funds. Lender sha1l g�ve�o Borrower, v�i�hout charge, an annua� accaun��ng of th�Funds as
<br /> required by RESPA.
<br /> �f there is a surplus of Funds he�d �n es�row, as def�ned under RESPA, Lender shal� accaun�to Bnrrower for
<br /> the exc�ss funds �n a�c�rdance v�i�h RESPA. If�here is a shartage of Fund�he�d in escr�w, as de�ned under
<br /> RESPA, I�nder shal�notify Borrawer as requ�red b�RESPA, and Borrawer shaX�pay t� Lend�r the amoun�
<br /> r�ecessary ta ma�e up�he shortage in a�c�r�ance w�th RESPA, but in na more�han l.�mon�h��payments. If
<br /> �here is a deficiency of Funds held in escraw, as def�ne�under RESPA, Lender shall notxfy B�rrower as
<br /> NEBRASKA-Single�amily-Fan�ie MaelFreddie Mac IJNIF�RM INSTRUM�NT Form 3D28 714�
<br /> VMP� VMPBtNEy t'�342)
<br /> Wolters Kfuwer�inanciaf Ser�ices Page 5 of 17
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