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��14����3 <br /> ��. Barrower Nat I�e[eased: Fvrhearance By Lender Nat a 'UVai►►er. Extension of�he time f�r payment or <br /> modificat�on of amor��zatian of the sun�s secured by this Se�urit� �nstrumen�gran��d by Lend�r�a Borrower <br /> or an� Successor in�nterest of Borrov�er sha�l not operate�a release th��iabiii�y�f B�rrawer or any <br /> Suc�essors �n�nterest af Borrower. Lender sha�1 no���requir�� �o commence proceed�ngs aga�nst any <br /> Successor�n�nterest of Borr�wer or to r�fuse�o ex�end time far payment or otherw�se modify amor��zation <br /> of�h�sum.s s��ured by this Security �nstrument�� r�ason of an�demand made by the or�ginal Borrawer or <br /> any Suc�essors in Interes�of Borro�er. An� forbearanc�by Lender in e�er��s�ng any righ�or rem�dy <br /> includ�ng, w��hout�imitatian, Lender's accep�ance of payrnents from�h�rd persons, entit�es or Succ�ssors in <br /> Interest of Borrow�r or in amounts �ess than�he amaun��hen due, sha�1 no�be a wai�er of�r preclude the <br /> exerc�se of any right ar remedy. <br /> �3. Jv�nt and Severa� L�ab�[ity; Ca-s�gners; Su�cessars and Assigns Bound. Borrower ca�enan�s and <br /> agrees tha�Borrower's flb��gations and��ability shall be joint and severai. However, any Borrower wh� <br /> co-signs th�s Securi�y Instrumen�bu�d�es not execute�he N�te�a "co-signer"}: �a3 is co--s�gning th�s <br /> Security �ns�rument onl�to mor�gage, gran�and�on�e��he co-signer's inter�st in��e Praper�y under the <br /> terms of th�s Secur�ty �nstrument; �b} is not persanally ob�i�at�d�o pa�the sums s�cUr�d by this�ecur�ty <br /> Instrument; and �c} agrees�hat Lender and an�other Barraw�r can agree to extend, madify, forbear or mak� <br /> an�ac��nlmodat�ons with regard t�the�erms of this Secur�ty �ns�rument or the N�te without�he co-signer's <br /> consent. <br /> Subject�o the pra�i�ians af Sec�ion 18, any Success�r�n In�eres�of Borrow�r wha assumes Bnrrov�er's <br /> ��li�at�flns under�his Securit� �nstrumen��n vvriting, and �s appro�ed�a� Lender, sha11�b�ain a1i of <br /> Bflrrower's rights and benef�ts under th�s Secur�ty �nstrument. Borrawer s�a��no��e reZeased from <br /> Borr�wer's obligations and I�a�xli��under�h�s Security �nstru�nen�unless I.�nder agrees�o such reiease in <br /> writing. The co��nants and agre�ments of this Security�nstrurnent shali bind �excep�as pro�ided in Sec��on <br /> 2D} and�ene���h�success�rs and assigns of Lender. <br /> "i 4. Loan Charges. Lender may charge Borrower fees for ser�ices performed in c�nne�tion wi��BorravWer's <br /> defaul�, far�he purpose of proteGtzng I.,�nder's interest in�he Proper��an�.r�ghts und�r this S�curity <br /> Ins�rumen�, includin�, but n�t limi�ed��, at�arne�s' fees, property inspeGtxon and�aluatian fees. �n regard ta <br /> an�other fees, the abs�nce�f express autharz�� �n thxs 5ecurity�ns�rum.en��o charge a specif�c fee�o <br /> Borrower shal�nat be cans�rued as a proh����ion an��e charging of su�h fee. Lender may no�charge fees <br /> tha�are express�y prohibi�ed by th�s Security Ins�rument or b�Appiicable Law. <br /> �f the Loan�s subject to a�aw wh�ch s��s maxzmum loan charges, and�ha��av�r �s f�nal�y �nter�reted sa�ha� <br /> th�in�erest or o�her�aan charges c���ec�ed or to be c���ec�ed in connec��an�v�th�he Loan exceed th� <br /> perm��ted 1�mits, then: �a} any such loan charge shall be reduced by�he amount necessary to reduce�he <br /> charge to the permitted limi�; and �b} any sums a�read��ollected from Barrower which exceeded perm���ed <br /> �im�.ts wil�be refunded to Borrov�er. L�nder may choose to make th�s refund by reduc�ng the pr�nc�pa� owed <br /> under the N�te ar by mak�ng a direct payment to B�rrower. If a r�fund reduces principa�, th�reduc�ion w��� <br /> be treate�.as a par�ia�prepayment�v�r�thaut any pr�payment charg� (vvhether�r na�a pre�aymen�charge i� <br /> provided far under�he No�e}. Borrav�er's acceptanc�af an� such refund nzade b�direct pay�nent to <br /> Borrovver will const��ute a v�a�ver of an�r�ght af ac�ion Borrower migh�ha�re arising out of su�h o��rcharge. <br /> '[5. Notices. A�� notices g�ven b� Borrower�r Lend�r in�onnection�v�th�his Securi�y �ns�rument must be�n <br /> wr�ting. Any n�tiGe�a Borr��er in connec�ion vv�t�th�s Securit�r �nstrumen�shal�be deern�ed�o ha�e been <br /> g�ven to Barrflwer when nr�.ailed by �rs���ass mail or when ac�ua�Iy deli�ered�o Borrawer's notice address �f <br /> sen�by oth�r means. Na��ce to any one Borr�v�rer shall const�tu�e n�t�ce to a�l Borrowers unless Applicab�e <br /> Law expressly requires oth�rwise. The n�ti�e address sha11 be�he Property Address unless B�rrov�rer has <br /> N�6RASKA-S�ngle Family-�annie MaelFr�die Mac UNIF�RM iNSTRUMENT �orm 302$11D� <br /> VMP� VMPfi�NE�[13q2i <br /> Wolt�rs Kluwer Financi�(5er�ices Page'11 vf 17 <br />