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77 1 <br />N n z <br />Rd > :^ <br />ril VI <br />0 <br />co <br />When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />First State Bank Nebraska <br />4915 Old Cheney Rd <br />Lincoln, NE 68516 <br />7; <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />State of Nebraska <br />Co w: <br />m <br />" SJ <br />r- 3> <br />Loan No: 1408038 <br />Parcel ID: 400083582 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated October 10, 2014 <br />together with all Riders to this document. <br />(8) "Borrower" is <br />Neil A Wardyn, A Single Person <br />(E) "Note" means the promissory note signed by Borrower and dated October 10, 2014 <br />The Note states that Borrower owes Lender <br />Two Hundred ThirtyFour Thousand Six Hundred Fifty DOLLARS and Zero CENTS <br />Dollars (U.S. $ 234,650.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than November 1, 2044 <br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA30289/11 Page 1 of 13 Initials:4 / <br />//" <br />m <br />rn <br />0 <br />—1 <br />.0 <br />