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Years <br />Interest <br />Rate <br />Interest <br />Rate <br />Change <br />Date <br />Monthly <br />Principal <br />and <br />Interest <br />Payment <br />Amount <br />Monthly <br />Escrow <br />Payment <br />Amount <br />Total <br />Monthly <br />Payment <br />Payment <br />Begins On <br />Number of <br />Monthly <br />Payments <br />30 <br />4.625 <br />05/01/14 <br />$493.42 <br />$445.66, <br />adjusts <br />annually <br />after year 1 <br />$939.08, <br />adjusts <br />annually <br />after year 1 <br />06/01/14 <br />360 <br />Loan No: 0500681492 <br />201406492 <br />Data ID: 7% <br />The above terms in this Section 3.C. shall supersede any provisions to the contrary to the Loa <br />Documents, including but not limited to, provisions for an adjustable or step interest rate. <br />D. I will be in default if I do not comply with the terms of the Loan Documents, as modified by this <br />Agreement. <br />E. If a default rate of interest is permitted under the Loan Documents, then in the event of default <br />under the Loan Documents, as amended, the interest that will be due will be the rate set forth <br />in Section 3.C. <br />F I agree to pay in full the Subordinate Note and any other amounts still owed under the Loan <br />Documents by the earliest of (i) the date I sell or transfer an interest in the Property, (ii) the <br />date I pay the entire Interest Bearing Principal Balance, or (iii) the new Maturity Date. <br />FHA HOME AFFORDABLE MODIFICATION AGREEMENT 10/09 (Page 4 of 8 Pages) <br />