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201406486 (C) "Lender" is EQUITABLE BANK Lender is a Savi ngs Bank organized.and existing under the laws of TH E STAT E 0 F N E B RAS KA , Lender's address is 113 N LOCUST ST PO BOX 160 GRAND ISLAND NE 68802-0160 Lender is the bene�ciary under this Security Instrutnent. (D) "Trustee" is EQUITABLE BANK (E) "Note" means the promissory note signed by Borrower and dated Octobef 07, 2014 . 1'he Note states that Borrower owes Lender N I N E T Y T H R E E T H 0 U S A N D A N D 0 0/10 0 Dollars (U.S. $93,000.00 )plus interest. Borrower has proinised tio�ay this debt in regular Periodic Payments and to pay the debt in full not later than NoVembel^ 1, 2044 . (F) "Property° ineai�s tlie property tllat is descrived below under the heading "Transfer of Rights in the Property." (G) "Loan" ineans the debt evidenced by the Note, plus intei•est, any prepay,inent charges and late charges due under the Note, and all suins due under tlus Security Instrutnent, plus interest. (H) "Riders" nleans all Riders to this Security Instrument that are executed by Borrower. The following Riders are to Ue executed by Borrower [checic Uox as applicable]: �Adjustable Rate Rider ❑Condoininiuin Rider � Second Hoine Rider �Balloon Riclar �Plaruled Unit Development Rider � 1-4 Fainily Rider ❑ VA Rider ❑Biweekly Payment Rider � Other(s) [specify] (I) "Applicable Law" means all controlling applicable federal, state and 1oca1 statutes, regulations, ordinancea and administrative rules and orders (that have tlie effect of 11w) as well as�11 applicable�nal, non-appealable judicial opinions. (J) "Communifiy Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or tihe Property by a condoininium association, homeowners association o��siinilar�organizatiion. (K) "Electronic Funds Transfer" means any tr�nsfer of funds, other than a trans�ction originated by check, draft, or sinulu•paper insti•ument, which is initiated tlu-otigl�1n electronic terminal, telephonic instrument, coinputer, oi•magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit ail account, Such term includes, but is not liinited to, point-of-sale transfers, �tiutomated teller machine transactions, transfers initiated by telephone, wira transfers, and automated clea��inghouse transCers. (L) "Escrow Items" ineans those items t17at are described ii1 Section 3. (M} "M iscellaneous Proceeds" means any compensation, settlemel�t, lward of damages, or proceeds paid vy any third party(othei�than insui�ance proceeds plid under the coverages desci•ibed in Section 5) for: (i) dam�ge to, or c�estruction of, the Property; (ii) condeinnation or other tllcing of all or any part of the Property; (iii) conveyance in lieu of condenulation; or(iv)nusl•epresentations of or omissions as to, the value and/or coizdition of the Property. 2400717t3 NEBR4SKA-SingleFamily-FannieMae/FreddleMacUNIFORM INSTRUMENT Form30281/01 VM P O VM P6(NG)(1302) Wolters Kluw er Flnancial Services ' Page 2 of 17�