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201406486 designated a substitute notice address by notice to Lender. Borrower shall promptly notify Lender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's change of address, then Borrower shall only report a change of address through that specified procedure. Tllere may be only oile designated notice address under this Security Instrumerit at any one tiine. Any notice to Lender shall be given by delivering it or by mailing it by first class inail to Lender's address stated herein unless Lender lias designated another address by notice to Borrower. Any ilotice in connection with this Security Instruinent shall not be deeined to have been given to Lender until actually received by Lender. I� any notice required by tliis Security Instruinent is also rec�uired under Applicable Law, the Applicable Law requireinent will satisfy the correspo�ding requireinent under this Security Instruinent. 16. Governing Law; Severability; Rules of Construction. This Security Instrument shall be governed by federallaw aird the law of the jurisdiction in which the Property is located, All rights a�1d obligations contained in this Security Instruinent are subject to any requirements and linutations of Applicable Law, Applicable Law inight explicitly or implicitly allow the parties to agree by contract or it inight be silent, btitt such sileiice shall not be construed as a prohibition against agreeinent by contract. In the event that any provision or clause of this Security Instruinent or the Note conflicts with Applic�ble Law, such conflict shall not affect other provisions of this Security Instrument or the Note which cail be given effect without the conflicting provision. As used in this Security Instruinent: (a)words of the masculine gender shall inean and include corresponding neuter worcls or words of tha feininine gender; (b)words in the singular shall mean and include the plural and vice versa; and(c)the word °may" gives sole discretion without any obligation to take any action. 17. Borrow er's Copy. Borrower shall be given one copy of the Note and of this Security Instrtuneiit. 18. Transfer of the Property ow a Beneficial Interest in Borrower. As used in this Section 18, "Interest in the Property" means any legal or beneficial interest in the Property, inclucling, but not limited to, Chose beneiicial interests ti•ansferred in a Uond for deed, contract for deed, installment sales contract or esci•ow agi•eeinent, tha intent of which is the transfer of title by Borrower at a future date to a p�zrchaser, If all or any part of tlle Propei-ty or any Interest in the Property is sold or transferred(or if Borrower is not a natural person and a�eneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender m�y require iirunediate pa�ment in full of all sums secured by tliis Security Instruinent. However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. If Lender exercises this optioil, Lender shall give Borrower notice of acceleration. The notice shall provide� period of not less than 30 clays froil�the date the notice is given in accorclance with Section 15 within which Borrower lnusti pay all suins secured by this Security Instrun�ent. If Borrower fails to pay these suins prior to the expiration of this period, Lender inay invoke any remedies�erinitted vy tl�is Security Instrument without further notice or demand on Borrower, 19. Borrow er's Right to Reinstate After Acceleration. If Borrower ineets certain conditions, Borrower shall have the right to hlve enforcei�lent of this Secitrity Instrument discontinued�t any time prior to the eai•liest of: (a) �ve days before sale of tlle Property pursulnt to any power of sale contaiiled in this Security Instrument; (b) such othei pet•iod as Applicable Law nught specify for the terinination of Borrower's�•ight to r�instate; or(c) entry of a juclginent enforcing this Sectu•ity Instrument. Those conditio77s are tliat Boi�rower; (aJ pays Lender all sums which then would be due under this Security Instrument and the Note as if no acceleration laad occurraci; (b) cnres �iy de�ault of any other covenants or agreements; (c)pays all expenses incurred in enforcing this Security Instrument, including, Uut not linuted to, reasonal�le attorneys' fees, property iiispection alid valuation fees, and other fees ii7currecl for the ptitrpose of protecting Lender's inte��est 24007178 NEBR4SKA-Single Family-Fannie M aelFreddie M ac UNIFORM INSTRUM ENT Form 3028 1/01 VM P O VM P6(NE)(1302) Wolters Kluwer Financial Services Page�12.ol 17