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<br />     		21.  HazardousSubstances.As used in this Section 2L• (a) "Hazardous Suhstareces"are those substances
<br />   			defined as toxic or hazardous substances,pollutants,or wastes by Environmental Law and the following
<br />   			substances: gasoline,kerosene,other flammable or toxic petroleum products, toxic pesticides and herbicides,
<br />   			volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; (b)
<br />    			"Environrnental Law"means federal laws and laws of the jurisdiction where the Property is located that
<br />   			relate to health, safety or environmental protection; (c) "Environrnental Cleareup"includes any response
<br />   			action, remedial action, or removal action, as defined in Environmental Law; and(d) an "Environmental
<br />    			Condition"means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup.
<br />   			Borrower shall not cause or permit the presence,use,disposal, storage,or release of any Hazardous
<br />    			Substances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do,
<br />    			nor allow anyone else to do,anything affecting the Property(a)that is in violation of any Environmental
<br />    			Law, (b)which creates an Environmental Condition,or(c)which,due to the presence,use,or release of a
<br />    			Hazardous Substance, creates a condition that adversely affects the value of the Property. The preceding two
<br />   			sentences shall not apply to the presence,use, or storage on the Property of small quantities of Hazardous
<br />    			Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of
<br />   			the Property(including,but not limited to,hazardous substances in consumer products).
<br />   			Borrower shall promptly give Lender written notice of(a)any investigation,claim,demand, lawsuit or other
<br />   			action by any governmental or regulatory agency or private party involving the Property and any Hazardous
<br />    			Substance or Environmental Law of which Borrower has actual knowledge, (b)any Environmental
<br />   			Condition, including but not limited to, any spilling, leaking,discharge,release or threat of release of any
<br />   			Hazardous Substance, and(c)any condition caused by the presence,use or release of a Hazardous Substance
<br />   			which adversely affects the value of the Property. If Borrower learns,or is notified by any governmental or
<br />   			regulatory authority, or any private party,that any removal or other remediation of any Hazardous Substance
<br />   			affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in
<br />   			accordance with Environmental Law.Nothing herein shall create any obligation on Lender for an
<br />   			Environmental Cleanup.
<br />     		Non-UniformCovenants.Borrower and Lender covenantand agree as follows:
<br />     		22.  Acceleration;Remedies.Lender shall give notice to Borrower prior to acceleration following
<br />   			Borrower's breach of any covenant or agreement in this Security Instrument(but not prior to
<br />   			acceleration under Section 18 unless Applicable Law provides otherwise).The notice shall specify: (a)
<br />   			the default; (b)the action required to cure the default; (c)a date,not less than 30 days from the date
<br />   			the notice is given to Borrower,by which the default must be cured; and(d)that failure to cure the
<br />   			default on or before the date specifed in the notice may result in acceleration of the sums secured by
<br />   			this Security Instrument and sale of the Property,The notice shall further inform Borrower of the
<br />   			right to reinstate after acceleration and the right to bring a court action to assert the non-existence of a
<br />   			default or any other defense of Borrower to acceleration and sale.If the default is not cured on or
<br />   			before the date specified in the notice,Lender at its option may require immediate payment in full of
<br />   			all sums secured by this Security Instrument without further demand and may invoke the power of sale
<br />   			and any other remedies permitted by Applicable Law.Lender shall be entitled to collect all expenses
<br />   			incurred in pursuing the remedies provided in this Section 22,including,but not limited to,reasonable
<br />   			attorneys' fees and costs of title evidence.
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<br />     		NEBRASKASingle Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS  		J`�1J"L��       	Form 3028 1l01
<br />     		VMP�    													VMP6A(NE)(1302).00
<br />     		Wolters Kluwer Financial Services       											Page 14 of 17
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