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401406478 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />PUD Rider. 1 1 /% <br />ichael T. Leaman <br />E. <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />MULTISTATE PUD RIDER - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP ® -7R (0811) Page 4 of 4 Form 3150 1101 <br />�III�II�IBIA�II <br />