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rn m IV �� rnm � �� rn � o �� zrn � rn � �o rn � �� o . y � � o� � C7 ��' � � c�' z� �' � �rn � z cr G�� rnm rn �� � rn c� o � cn C� c �o � � � � �� rn o� � � � � �' z 0 TH�S I1�TSTRUMENT PREPARED BY: AFTER RE�4RD�NCr RETURN Tfl: Home Federai�av�ngs&Laan Association flf H�me Federa�Sav�ngs&L�an Asso�iati�n of Grand Island Grand I51and 221 Sou�h LocuSt Stre�t �21 Sou�h L�cus�Stree� GRAND ISLAND,NE 68SU1 GRAND ISLAND,NE 688U1 (5pace A�ove This Line For Recording Data} L�AN�R�G�NAT�R NAME: Chris Kask�e NMLS C�MPANY�DENT�F�ER: 445443 NMLS�RI��NAT�R�DENT�F�ER: 4�45G8 I3EEI� [�F TRZT�T �PREAUTH�RI�ED (�PEN END� CREDIT �- FUTiTR,� AI)VAN�ES AR.� SE�UREI3 BY THIS DEEII �F TRUST} TH�S DEED �F TRUST �"Security �nstrument"} �s made �n �ctober 3, 2�14. The gran�ors are KERRY J SHEEI�S and BESS H �VI SHE�KS, HUSBAND AND WIFE, whose address �s 4022 BUCKIN�HAM DR, GRAND ISLAND, Nebraska �S�U3-�441 �"Borrower"}. Borrower is no�necessaril� th� same as �he Persfln or Persans wha sign �he Hame Equity Line of �redit Agreement, dated �ctvber 3, 2�14 ({'�on�rac�"�. The abl�gations of Borrowers wh� did not sign�he �on�ract are exp�a�ned further�n�he se�t�on ti�Ied Succes�ors and Ass�gns Bound; J�int and Se�veral L�ab��ty; Accommfldation Sxgners. The trus�ee is Ar�nd R. Baack� Attorney whose address is P.�. Bax 790, Grand Is�and,Nebraska 68502 �"Trustee"}. The benef c�ary is Home Federal Sa��ngs & Loan Associat�on of Grand Island, whxch is argan�zed and existxng under�he Xaws of�he Uni�ed S�ates nf America and whose address is �21 South Locust Street, Grand Is�and, Ne�raska 688�1 �"Lender"�. KERRY J SHEEKS and BESS H M SHEEI�S have entered �n�� a �ontracti �vith Lender as nf �etober 3, 2U14, under�he terms of wh�ch Borrawer may, from�ime �o tzme, �btain advances not�o e�ceed, a� any �ime, a �*'�MAXIMUM PRINCIPAL AMQUNT �EXCLUDING PR�TE�TIVE ADVANCES��"�* of F�fty Thousand and �UI1�U DoZ�ars �U.S. $5�,�U�.�4} �"�redit L�mit"}. Any par�y in�erested in the de�ails related�o Lender's can�inuing ob�iga�ian�o make advances��Borrower is adv�sed to cansult dire��y wi�h Lender. �f no�paid earlier,�he sums�w�ng under Borrov�er's C�n�rac�w�th Lender v�i�l be due fln 4ctober 15,2�19. This Security �nstrument secures �o Lender: �a} �he repaymen� �f�he deb�under the Contract, wxth interes�, including fu�ur�advazxces, and a��renewals, extens�t�ns and modifica�ians of�h�Contrac�; �b}�he paym�nt of al�o�her sums, wi�h xnteres�, ad�anced to pro�ect�he secur�fiy af this Security�nst�rument under�he provis��ns of�he sec��on�itled Protectzon of Lender's R�ghts�n the Property;and(c}the performance of Barr�wer's cavenants and agreemen�s und�r�his Securxty Instrumen�and�he Cantrac�. F�r�h�s purpase, Bnrrower, in conszderat�an�f the deb�and the �rus�her��n crea�ed, irrevacably gran�s and con�eys ta Trus�ee,�x�.�rus�,with power of sale,�he faliawing des�ribed pr�p�r��ocated xn the C�UNTY of HALL, Sta�e of Ne�raska: Address: 4U�2 BUCKIN�HAM DRy GRAND ISLANl3,Nebraska 6S8U3-64U1 Legal Description: L4T SI�TY-C]NE �61�, CASTLE ESTATES SUBDIVISI�N, IN THE CITY �F �RAND I�LAND�HALL CQUNTY,NEBRASI�A T�GETHER �V�T�3 a�� the �mpra�emen�s naw or hereafter erected on �he proper�y, and a�l easemen�s, appur�enances, azad fixtures no�v or hereafter a par� of the proper�y. AlI replacemen�s and additions shall a�so be co�ered by �his Secur�ty Ins�rumen�. A1� of �he forego�ng is r�ferred �a in �hzs Securxty �ns�rument as �he '►Praper�y." B�RR��VER C�VENANTS tha�Borrovver is �av�fully se�sed of the es�a�e hereby conveyed and has the r�gh�to gran� and convey th� Praper�y and �ha� the Pr�perCy is unencumbered, except for encumbrances of record. Barrovver warrants and wi�� defend genera��y th� t�t�e to �he Proper�y agains� aIl c�a�ms and demandsy subjec� �o any encumbrances of record. Barrawer and Lender c��enant and agree as follo�s: . Payment of Pr�ncipal and Interest; ��her Charges. B�rrawer shal�promp��y pay vt�heri due�he principaX of and �nteres�on�he deb��wed under�he Contract and la�e charges�r any other fees and charges due under the C�ntrac�. Q Zfl�4-2413 CampIiance 5ystems,In�.}F9f-2EE0-2�l 3L2.�.72I Cansumer Real Estate-Securi€y Tnsttument DL203d Page 1 of 5 www.complianGesystems.cvm