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201406336 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Nickolas Dale ubak <br />My Commission ex i ires: <br />INP. t 2 - 018 <br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 9/11 Page 13 of 13 <br />/L. /kJ N. / <br />(Seal) <br />Nicho Lynn Bub w - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF NEBRASKA, ` , _ Hall County ss: <br />On this 1 51-- day of °L AC) � 2D 1 before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Nickolas Dale Bubak and Nichole Lynn Bubak, husband and wife <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her /their voluntary act and deed. <br />Witness my hand and notarial seal at Nebraska <br />in said county, the date aforesaid. <br />Loan Origination Company & NMLS Id: Nebraska Energy Federal Credit Union - 410601 <br />Loan Originator & NMLS Id.: Joy Anderson - 712776 <br />(Seal) <br />- Borrower <br />