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When Recorded Return To: <br />Charter West National Bank <br />714 N Diers Ave <br />Grand Island, NE 68803 <br />whose address is 1418 W Anna St Apt #2 <br />Grand Island, NE 68801 <br />The trustee is <br />U.S. Bank Trust Company, National Association <br />(Space Above This Line For Recording Data) <br />c; 7 ) <br />MIN: <br />DEED OF TRUST <br />THIS DEED OF TRUST ( "Security Instrument ") is made on October 3, 2014 <br />is Jaime Ramirez and Monica Ramirez, husband and wife <br />NEBRASKA- Single Family - FHA Security Instrument <br />Form 94128 1/96 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FHA94128 -MERS 9/11 Page 1 of 7 Initials: Pile <br />(7:) erg <br />1 $*' <br />r r, <br />rn , <br />3 <br />F" I■ <br />) <br />1004167- 0004000150 -6 <br />FHA Case No. <br />321 - 3342687 703 <br />Loan No: 321 - 3342687 <br />Parcel ID: 400119927 <br />. The grantor <br />( "Borrower "). <br />( "Trustee "). <br />The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, <br />X. <br />p as hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws <br />▪ of Delaware, and has an address and telephone number of PO Box 2026, Flint, MI 48501 -2026, tel. <br />(888) 679 -MERS. US Bank National Association, a Corporation <br />( "Lender ") <br />rri i s organized and existing under the laws of The State of Nebraska <br />▪ and has an address of 17500 Rockside Road <br />' Bedford, OH 44146 <br />rn Borrower owes Lender the principal sum of <br />P 7 SixtyFive Thousand Seven Hundred EightySix DOLLARS and Zero CENTS <br />XII Dollars (U.S. $ 65,786.00 ). This debt is evidenced by Borrower's note dated the same date as <br />ac <br />• this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid <br />✓ im earlier, due and payable on November 1, 2044 . This Security Instrument secures to <br />col <br />Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and <br />k ', modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to <br />protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and <br />. agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants <br />i1/4 and conveys to Trustee, in trust, with power of sale, the following described property located in <br />Hall County, Nebraska: <br />l Lot Ten (10), in Block Five (5), Russel Wheeler's Addition to the City of Grand Island, Hall County, <br />Nebraska <br />