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, � � � �uG348 <br /> IOAN#:14086776 <br /> (D) "Trustee"is C,�r�����a�i��►��t�a,E���q�rq{v(i��d�'�it�d�i� <br /> FIRST AMERICAN TITLE INStIRANCE CO?�ANY <br /> II (E) "MERS"is Mortgage Electronic Registration Systems,Inc.MERS is a separate corporation that is <br /> acting solely as a nominea for lender and Lender's successors and assigns.MERS is the beneflciary <br /> under this Security instrument.MERS is organized and existing under the laws of Delaware,and has <br /> an address and telephone number of P.O.Box 2026,Flint,MI 48501-2026,tel.(888)679-MERS. <br /> (F) "Note"means the promissory note signed by Borrower and dated October 3,2014. <br /> The Note states that Borrower owes Lender TWO HUNDRED FORTY SIX THOUSAND TWO <br /> HUNDRED THIRTY NINE AND NO/100k►*X N k M**f it i i%*f*M f\*#i t f i i�###�F i*M►;M!**M <br /> •**w*e*►x,e++�*�t+x+w#xta�awxa+x►x*,irxw+x**nw:+�,r+x*+�r,e++x�**�+xDollars <br /> (U.S. $246,239.00 )plus interest.Borrower has promised to pay this debt in regular Periodic <br /> Payments and to pay the debt in full not later than November 1,2044. <br /> (G) "Property" means the property that is described below under the heading"Transfer of Rights in <br /> the Property." <br /> (H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late <br /> charges due undar the Note,and all sums due under this Security Instrument,plus interest. <br /> (I) "Riders"means all Riders to this Security Instrument that are executed by Borrower.The foilowing <br /> Riders are to be executed by Borrower[check box as applicable): <br /> O Adjustable Rate Rider ❑ Condominium Rider � SecondHomeRider <br /> ... <br /> �.1 Balloon Rider L� Planned Unit Development Rider Ll Other(s)�specify] <br /> I, I 7 1-4 Family Rider �1 Biweekly Payment Rider <br /> 'xl V.A.Rider <br />� « <br /> J A licable Law" means all controllin a licable federal state and local statutes, re ulations <br /> 1 ? pP 9 PP <br /> . 9 , <br /> ordinances and administrative rules and orders(that have the effect of law)as weil as all applicable <br /> final,non-appealable judicial opinions. <br /> (K) "CommunityAssociationDues,Fees,andAssessments"meansalidues,fees,assessmentsand <br /> other charges that are imposed on Borrower or the Property by a condominium association,homeowners <br /> association or simifar organization. <br /> (L) "Electronic Funds Tranafer"means any transfer of funds,other than a transaction originated by <br /> check, draft, or similar paper instrument,which is initiated through an electronic terminal, telephonic <br /> instrument,computer,or magnetic tape so as to order,instruct,or authorize a financial institution to debit <br /> or credit an account.Such ierm includes,but is not limited to,point-of-sale transfers,automated teller <br /> machine transactions, transfers inifrated by teiephone, wire transfers, and automated clearinghouse <br /> transfers. <br /> (M)"Escrow Items"means those items that are described in Section 3. <br /> {N) "Miscellaneous Proceeds"means any compensation,settlement,award of damages,or proceeds <br /> paid by any third party(other than insurance proceeds paid under the coverages described in Section <br /> 5)for:(i)damage to,or destruction of,the Property;(ii}condemnation or other taking of all or any part <br /> of the Property;(iii)conveyance in lieu of condemnation;or(iv)misrepresentations of,or omissions as <br /> to,the value and/or condition of the Property. <br /> (0)"Mortgage Insurance"means insurance protecting Lender against the nonpayment of,or defautt <br />� on,the Loan. <br /> {P) "Periodic PaymenY'means the regularly scheduled amount due for(i}principal and interest under <br /> the Note,plus(ii)any amounts under Section 3 of this Security Instrument. <br /> (Q) "RESPA" means the Real Estate Settlement Procedures Act(12 U.S.C. §2601 et seq.) and its <br /> implementing regulation, Regulation X(24 C.F.R.Part 1024),as they might be amended from time to <br /> time,or any additional or successor legislation or regulation that governs the same subject matter.As <br /> used in this Securiry tnstrument,"RESPA"refers to all requirements and restrictions that are imposed <br /> in regard to a"federally related mortgage loan"even if the Loan does not qualify as a"federally related <br />�'i mortgage loan"under RESPA. <br /> (R) "Successor in interest of Borrower"means any party that has taken title to the Property,whether <br />� or not that party has assumed Borrower's obiigations under the Note and/or this Security instrument. <br /> TRANSFER OF RIGHTS IN THE PROPERTY <br /> The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's <br /> successors and assigns)and the successors and assigns of MERS.This Security Instrument secures <br /> to lender: (i)the repayment of the Loan,and all renewa�s,extensions and modifications of the Note; <br /> and(ii)the performance of Borrower's covenants and agreements under this Security Instrument and <br />' the Note.For this purpose,Borrower irrevocably grants and conveys to Trustee,in trust,with f <br /> Initials: _���������6� <br />�i NEBRASKA—Single Family—Fannie Mae/Freddle Mac UNIFORM INSTRUMENT Form 3028 1101 <br /> Eliie Mae,Inc. 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