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<br /> IOAN#:14086776
<br /> (D) "Trustee"is C,�r�����a�i��►��t�a,E���q�rq{v(i��d�'�it�d�i�
<br /> FIRST AMERICAN TITLE INStIRANCE CO?�ANY
<br /> II (E) "MERS"is Mortgage Electronic Registration Systems,Inc.MERS is a separate corporation that is
<br /> acting solely as a nominea for lender and Lender's successors and assigns.MERS is the beneflciary
<br /> under this Security instrument.MERS is organized and existing under the laws of Delaware,and has
<br /> an address and telephone number of P.O.Box 2026,Flint,MI 48501-2026,tel.(888)679-MERS.
<br /> (F) "Note"means the promissory note signed by Borrower and dated October 3,2014.
<br /> The Note states that Borrower owes Lender TWO HUNDRED FORTY SIX THOUSAND TWO
<br /> HUNDRED THIRTY NINE AND NO/100k►*X N k M**f it i i%*f*M f\*#i t f i i�###�F i*M►;M!**M
<br /> •**w*e*►x,e++�*�t+x+w#xta�awxa+x►x*,irxw+x**nw:+�,r+x*+�r,e++x�**�+xDollars
<br /> (U.S. $246,239.00 )plus interest.Borrower has promised to pay this debt in regular Periodic
<br /> Payments and to pay the debt in full not later than November 1,2044.
<br /> (G) "Property" means the property that is described below under the heading"Transfer of Rights in
<br /> the Property."
<br /> (H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late
<br /> charges due undar the Note,and all sums due under this Security Instrument,plus interest.
<br /> (I) "Riders"means all Riders to this Security Instrument that are executed by Borrower.The foilowing
<br /> Riders are to be executed by Borrower[check box as applicable):
<br /> O Adjustable Rate Rider ❑ Condominium Rider � SecondHomeRider
<br /> ...
<br /> �.1 Balloon Rider L� Planned Unit Development Rider Ll Other(s)�specify]
<br /> I, I 7 1-4 Family Rider �1 Biweekly Payment Rider
<br /> 'xl V.A.Rider
<br />� «
<br /> J A licable Law" means all controllin a licable federal state and local statutes, re ulations
<br /> 1 ? pP 9 PP
<br /> . 9 ,
<br /> ordinances and administrative rules and orders(that have the effect of law)as weil as all applicable
<br /> final,non-appealable judicial opinions.
<br /> (K) "CommunityAssociationDues,Fees,andAssessments"meansalidues,fees,assessmentsand
<br /> other charges that are imposed on Borrower or the Property by a condominium association,homeowners
<br /> association or simifar organization.
<br /> (L) "Electronic Funds Tranafer"means any transfer of funds,other than a transaction originated by
<br /> check, draft, or similar paper instrument,which is initiated through an electronic terminal, telephonic
<br /> instrument,computer,or magnetic tape so as to order,instruct,or authorize a financial institution to debit
<br /> or credit an account.Such ierm includes,but is not limited to,point-of-sale transfers,automated teller
<br /> machine transactions, transfers inifrated by teiephone, wire transfers, and automated clearinghouse
<br /> transfers.
<br /> (M)"Escrow Items"means those items that are described in Section 3.
<br /> {N) "Miscellaneous Proceeds"means any compensation,settlement,award of damages,or proceeds
<br /> paid by any third party(other than insurance proceeds paid under the coverages described in Section
<br /> 5)for:(i)damage to,or destruction of,the Property;(ii}condemnation or other taking of all or any part
<br /> of the Property;(iii)conveyance in lieu of condemnation;or(iv)misrepresentations of,or omissions as
<br /> to,the value and/or condition of the Property.
<br /> (0)"Mortgage Insurance"means insurance protecting Lender against the nonpayment of,or defautt
<br />� on,the Loan.
<br /> {P) "Periodic PaymenY'means the regularly scheduled amount due for(i}principal and interest under
<br /> the Note,plus(ii)any amounts under Section 3 of this Security Instrument.
<br /> (Q) "RESPA" means the Real Estate Settlement Procedures Act(12 U.S.C. §2601 et seq.) and its
<br /> implementing regulation, Regulation X(24 C.F.R.Part 1024),as they might be amended from time to
<br /> time,or any additional or successor legislation or regulation that governs the same subject matter.As
<br /> used in this Securiry tnstrument,"RESPA"refers to all requirements and restrictions that are imposed
<br /> in regard to a"federally related mortgage loan"even if the Loan does not qualify as a"federally related
<br />�'i mortgage loan"under RESPA.
<br /> (R) "Successor in interest of Borrower"means any party that has taken title to the Property,whether
<br />� or not that party has assumed Borrower's obiigations under the Note and/or this Security instrument.
<br /> TRANSFER OF RIGHTS IN THE PROPERTY
<br /> The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's
<br /> successors and assigns)and the successors and assigns of MERS.This Security Instrument secures
<br /> to lender: (i)the repayment of the Loan,and all renewa�s,extensions and modifications of the Note;
<br /> and(ii)the performance of Borrower's covenants and agreements under this Security Instrument and
<br />' the Note.For this purpose,Borrower irrevocably grants and conveys to Trustee,in trust,with f
<br /> Initials: _���������6�
<br />�i NEBRASKA—Single Family—Fannie Mae/Freddle Mac UNIFORM INSTRUMENT Form 3028 1101
<br /> Eliie Mae,Inc. Page 2 Of 11 NEEDEED 1212
<br /> NEEDEED
<br /> 10/02l2014 10:19 AM PST
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