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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />The <br />se L Meyers <br />STATE OF NEBRASKA, Hall County ss: <br />My Commission Expires: April 7, 2016 <br />IDS, Inc. <br />- Witness - Witness <br />Notary Public Daniel Roth <br />Loan originator (organization): Exchange Bank NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />201406317 <br />instrument was acknowledged before me this 3 c' day of (/C7‘..L0- , <br />by Jesse L Meyers and Jessica 1'T Krzycki. <br />Witness my hand and notarial seal at/dZ �A!*, p 6ras/.'eL/ in said County, the date aforesaid. <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERS Form 3028 1/01 <br />Page 13 of 13 <br />