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Acknowledgment <br />State of Nebraska <br />County of WO <br />This instrument was acknowledged before me on 09.03-2014 by Antonia A. Langrehr and Andrew J. <br />Messersmith, each a single person <br />Nota Public <br />My commission expires: reb 221 I 20 t 1 <br />Loan origination organization Heritage Bank <br />NMLS ID 402222 <br />Loan originator Kerin Rose Smydra <br />NMLS ID 403356 <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />201406301 <br />GENERAL NOTARY - State of Nebraska <br />KERN R. SNIYDRA <br />5 ` My Comm. Exp. Feb. 27, 2016 <br />Form 3028 1/01 <br />VMP61NE) 113021.00 <br />Page 17 of 17 <br />