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THIS INSTRUMENT PREPARED BY: Union Bank & Trust Company 3643 South 48th Street, PO Box 82535 Lincoln, NE 68501 LOAN ORIGINATOR NAME: Angela Loomer NMLS COMPANY IDENTIFIER: 408559 NMLS ORIGINATOR IDENTIFIER: 530582 m C z m > N r IA (Space Above This Line For Recording Data) s—• — S., AFTER RECORDING RETURN TO: Union Bank & Trust Company PO Box 82535 Attn: Retail Loan Operations Lincoln, NE 68501 -2535 DEED OF TRUST THIS DEED OF TRUST ( "Security Instrument ") is made on September 30, 2014. The grantors are Sheila S Brown, whose address is 1002 N Custer Ave, Grand Island, Nebraska 68803 , and Robert C Brown, wife and husband, whose address is 1002 N Custer Ave, Grand Island, Nebraska 68803 ( "Borrower "). Borrower is not necessarily the same as the Person or Persons who sign the Note. The obligations of Borrowers who did not sign the Note are explained further in the section titled Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Union Bank & Trust Company whose address is 3643 South 48th Street, PO Box 82535, Lincoln, Nebraska 68501 ( "Trustee "). The beneficiary is Union Bank & Trust Company, which is organized and existing under the laws of the State of Nebraska and whose address is 3643 South 48th Street, PO Box 82535-, Lincoln, Nebraska 68501 ( "Lender "). Sheila S Brown owes Lender the principal sum of One Hundred Thirty -seven Thousand Seven Hundred Fifty and 00 /100 Dollars (U.S. $137,750.00), which is evidenced by the note, consumer loan agreement, or similar writing dated the same date as this Security Instrument (the "Note "), which provides for periodic payments ( "Periodic Payments "). This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced to protect the security of this Security Instrument under the provisions of the section titled Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall, State of Nebraska: Address: 124 Beachwood Dr, Grand Island, Nebraska 68803 Legal Description: Lot Forty Nine (49), Potash Subdivision, in the City of Grand Island, Hall County, Nebraska Parcel ID /Sidwell Number: 400159759 © 2004 -2013 Compliance Systems, Inc. 8EB3 -ABDB - 2013L2.0.E L712 Consumer Real Estate - Security Instrument DL2036 Page 1 of 7 www.compliancesystems.com (-/9°