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��14��5 Any amounts disburs�d by Lender under this S�ction 9 shall become additional debt of Bonower secured by this Security Instrum�at.These am�un�s sha11 bear inter�st at the Nat�rate from the date�f d�sbursement and shall b�payable,�vith such interest,upon notice from Lender�o Bor�ro,wer requesting�ayment. ' If this 5ecu.rity Ins�rument�s an a leasehold,Barrower shall comp�y with all th�provisions of the�eas�. If Borrower acqu�res fee title to the praperty,the�ea�ehold an�the fee title shall not merge un�ess Len.der agrees�o the merger in writing. 'I�. Mortgage�rtsurance.If Lend�r required Mortgage Insurance as a conditio��f mak�ng the Loan, Borrawer shall pay the premiums required ta maintain the Martgage�nsurance in effec�.If, for any r�ason,the Mortgag�Insurance coverage requ�red by Lender ceases to be available fram the martgage insurer that pre�i�usly provided such insurance and Borrower�vas required ta rnake separately designated pa�ments to�vard the premiums for Martgage Insurance,Barr�wer shall pay the premiums required to obta.in co�erage substantially equ�valent to the M�rtgage Insurance previously in effect,at a cost substantially�qui�alent to the cast to Borro�ver of the Mortgage Insurance previously in effe�t,fir�m an alternate mortga�e�nsurer sel�cted by Lender.If substanti�lly equxval�ent Mo�rtgage Insurance coverage is nat available,�orro�ver sha11 continue to pay#�v Lender the a�ount of the separately d�signated paymen�s�hat�ere d�e�hen the insurance coWerage ceased to be in effe�t. Lender wi11 accept,use and r�tain these payments as a nan-r�fundab�e loss reserve in�ieu of Martgage Insurance. Such loss reser�e�hal�be non-refundable, natwithstanding the fact that the Laan is ul�imately paid in ful�,and L�nder shall r�ot be required to pay Borrower any interest or earnings on such�oss reser�e. Lender can na langer require xoss reserve payments if Mortgage Insurance coverage(in the amount and fvr the period that Lender requires}pravided by ar� insurer selected by Lencler again bec�mes available, is obtained,and Lender requires sepa.rate�y d�signated payments t�ward the premiums for Mortga�e Insur�nce, If Lender required Martgage Insurance as a condition of making the Loan and Borrower was required to make separately design�ated payment�to��rd the premiums far Mort�age Insurance,Barrower sha11 pay the pr�miums required to maintain Mortgage Insurance in effect,or to provide a non-refundable loss reserve,until Lender's requirement for Mortgag� Insurance ends in accardance with any�rit�en agreement betw�en Borrower and Le�der providing for such termination or until termination is requ�red by App�icable Law.Nothing in this Section 1�affects Borro�er's ol�ligation ta pay�nter�st at the rate pro�ided in the Nate. Mortgage insurance reimburses L�nder(or any en�ity that purchas�s the Note}for certain losses it m�y incur if Borrower does not repay the Loan as ag�reed. Borro�ver is not a party to the M�rtgage Insurance. Mortgage in.surers evaluate their tata.l risk vn a��such in.su�a�ce in force from time�.o tin��,and ma�ente� inta agreements with�ther parties that�hare or modify their risk,or reduce 1oss�s.These agreements are on terms and conditions that are satisfactory t�th�mortgage ins�.rer and the�th�r party�or parties}to these agr�ements. These agreements may require the mortgag��nsurer to make payrnents using any source af funds that the mortgage insu.rer may have a�a�lab�e(which may inc�ude funds obtained from Martga�e Insurance premiums}. As a result�f these agreements,Lender,an�purchaser of the N�t�,another i�urer,an�reinsurer,any other ent�ty,or any affiliate of any of the foregoing,may receive(directly or�ndirect�y}amounts that deri�e from�or might be characterized as)a porti�n of Borrower's payments far Mortgage Insurance, in exchange for sharing or modifying the mortgage insur�r'�risk,or reducing lasses.If such agreement pr��id�s that an affiliate of Lender takes a share of the�nsurer's risk in exchange for a share of the premiums�ai.d to th�i�s�ef,the ar�ra.nge��n��is o#�en t�rmed"captive reins�ranGe."Turther: q�333Q89$537 4233 278 4917 NEBRAS�CA�i�9fe Family-Fannie MaelFreddie Mac lllVIFQRM INSTRUMENT WITH MERS ��`� � � Form 3a281141 VMP� VMPBA[NE}{93�2}.� VNoiters Kluwer Financial 5en►ices Page�a�'�7