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��14��5 services and�ubsequent c�arges each time remappings or simi�ar changes occur�hich reasonably might affect such�etermination or certif cation. �orro�er sha11 also be responsible for the paym�nt�f any fees impased by the Federal Emergency Management A�ency in connection tivith the review�f any flood 2ane determination resul�ing fram an abjection by Borrower. If�orrower f�its to maintain any�f the coverages described a�o�e,Lender may obtain insura�.ce cov�rage, at Lende�'s option and Barrower`s expense. Lender is under na obligation to purchase any part�cular�ype ar amount of cover�ge.'Therefore, such co�rerage shall cav�r Lender,but might or might not pratect Borrower, Barrovver's equity in the Property,or the contents of the Property,against any risk,hazard or 1iab��ty and might pro�ide�reater or l��ser co�erage th�n was prev�ously in effect.Borr�wer ackn�wledges that the�ost of the insurance cov�rage so obtained might sign�f�cantly exceed the cost of�nsurance that$orrotiver cQuld have�btained.Auy amounts disbursed by I�ender under this Se�tion 5 sha11 become add�tional debt of Borra�er�ecured by this Securi�Instrument.These amounts s�.a11 b�ar interest at the N�te rate from th� date af dis�ur�ement and sha11 be payable,with such interest,upon notic�frarn Lender to B�rrower requestiag payment. A11 insur�.nce palicies required by Lender and renewa�s�f such pal�cies sha�1 be subject to Lender's ri.ght to disappro�e such policies, sha��include a staadard mortgage clause,and sha�l name Lender as mor�gagee andlor as an additional loss payee.Lender sha11 ha�e the right to hoid the pa�icies and renewal certificates. If Lender requir�s,Borravver sha11 promptly give tv Lender a11 receipts of paid prem.�ums and renewal notices. If Borrower obtains any f�rm of insurance coverage,nat otherwise requ�r�d by L�nder, for damage to,or des�ruction af,t�e Praperty,such policy sha11 include a standard mortgage clause and sha11 name Lender as mortgagee andl�r as an.additional ioss payee. In the event of loss,Borrower shall gi�e promp�notice to the�nsurance can•i.er and Lender. Lender may make praaf of loss if not made promp�ly by Borrawer.L�nless Lender and Borro�er�therwise agree in writing,any insurance proce��s,whether or not the underlying insurance was required by Lender, sha11 be applied t�restoration or repair of th�Property, if the restoration or repai�is ecoaam�call�feasible and Lender's se�urity is not lessened, During such re�air and restoration period,Lender shall have the right�o holc�suc�in.surance procee�s unti�Lender l�as�ad an oppor�unity to inspect such Property to en.sure the work has been c�mpleted to Lender's satisfaction,provided�hat such inspection sha11 be underta�en promptly. Lender may disburse proceeds for th�repaus and restora.tion in a single paym�nt or in a�eri�s of progress gayments as�he w�rk is completed.LTnless an agre�ment is made�n writing or App�i�able Law requires interest to�e paid on such in.suranc�proceeds,Lender sha1�not b�requued to pay Borrower any interest or earnings on such proceeds.Fees for pub�ic adjusters,or other third par�ies,retained by Borrawer s�all aot be paid out of th�insurance proceeds ancl shall be the sole obligatio�.of Borra�ver.If the restora�ion or repair is nat economically feasible�r Lender's security would be 1e�s�ned,the insuran.ce proceeds shalt be appiied to the sums secur�d by th�s Security Instrument,�vhether or not then due,with the excess, if any, paid to Bvrro�ver. �uch insurance proceed�shall be applied in.the order provided far in Sectio�n�. If Barrower abandons the Property,Lender may fi�e,negotiate and settle any availab�e insurance c�aim and related matters.If B�rrvw�r does n�t respond withi�34 days to a��t�ce from�.er�de�r t�at the in�urance carrier has offered to settle a claims then Lender may negotiate and settle the c�aim,'The 30-day period will begin�vhen the notice is given. In either ev�nt,or�f Lender acquires the Property under Sectian�2 or otherwise,Borro�ver hereby assigns to Lender(a}Borrower's rights ta any insurance proceeds in an amount not to ex�eed the amounts unpa�d under the Note ar this Security Instrument,and(b)any other of Borr�wer's rights(other than the right to any refund of unearned premiums paid b�Borro�ver}under al� insurance policies c��ing the Prop��i�so�ar as such rYghts ar�e app�icable to t'h�coverage�f the Property. Lender may u�e the insurance proceeds ei�her to repair or restore th�Property or to pay amounts unpaid under th�Note or this Securit�Instrument,whether or not then due. ME6RASKA-5in le Fam€ -Fanr�ie MaelFreddie 11►!ac IJN�FORM INSTRLJMENT WITH N1ERS �� Fom�3a28 91U1 9 h1 vn�P� v��t�E��o2�.oa ; Wolters Kluwer Fir�ancial S�rvices Page�of 1T q�333�898537 4233 278 �717