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��14����5 <br /> ��� "L�nde�"is Qui c ken Loa n s I pc. <br /> . <br /> Lender is a ��r�orat��n <br /> organized and exis�ing und�r the laws of t h e 5 ta te o f M i�h�g a n . <br /> � Len�er's address is 1��� 1��od�a rd Ave, Detroi t, M I 4522�-19a� <br /> . . . � <br /> to} **Trustee" i� F�rst Arner�can T�tl e <br /> . <br /> �E� "IIAERS" is h�Ior�gage Electronic Registration Systems� Inc. MERS �s a separate carporativn that is actin� <br /> solely as a nominee for Lender and Lender's successors and assign.�. MERS�s the ben�fi�iary under this <br /> Security Instrument. MERS is�rganized and existing under the laws of De�aware, and has an addres�and <br /> telephane�umber af P.�, Box 2426,F1int,MI 485�1-2�26,tel. (88g�679-MER�. <br /> {F� "N ate" means the promissory no�e signed b�Borrower and dated S�p t�m�7e r 1�, ��14 . The Note <br /> stat�s that Borr��ver o�ve s Lender �n� H U n C�r�d F�U�' T��u S a n� Tinl� H L1 n C�1"�� <br /> T�en�y Five an� Dfl�1�� <br /> Dollars(U.S. $ 1�4,2��.�� )plu�interest.Barrower has pr��x�.ised to pay this debt�n r�gutar <br /> Periodic Payments and t�pay the debt in full not Iater than �C t C��e 1" 1, 2 444 . <br /> �G� "Property"means th.e property�hat is described below under the heading"Transfer of Rights in the <br /> Ptopet�y.'► <br /> �H} "Loan"means the debt�videnced b�the No�e, plus interest, an�prepayment charges and late charg�s due <br /> under the Note,and a11 sums due under this Security Inst�rument,p�us interest. <br /> �I� "Rider�"m�ans al�Riders to this�ecurity Instrument that�are ex�cuted by Borrow�r. The following Riders <br /> are to be executed by Borrower[�heck bo�as applicable]: <br /> [�Adjustable Rate Rider [�Condam�n�um Rider 0 Second Home R.ider <br /> �Balloon Rider �Ptan.ned Unit Deve�opment Rider 0 1-4 Family Rider <br /> �VA R.ider 0 Biweek�y Payment Rider �]�ther�s} [specify] <br /> Legal Attached <br /> �J� "Appli�cabl�Law" rriean.s all control�ing applicable federai, �tate and l�cal statutes, regulations, <br /> ordinances and administrative rules and orders(that have the effect of Iavv�as we11 as a11 applicable final, <br /> nan-appealable judicial apin�ons. <br /> �I�t} "�ommunityAssveiat�anQue�, Fe�s,and Assessments"means aIl dues, fees, assessments and ather <br /> charges that a�re unposed on Bvrro�ver or the Prvpe�ty by a condominium as�o�iation,hom�ovwners <br /> ass�ciation or simiiar organi..�ation. <br /> �L} "E�ectronicFundsTransfer�'means any transfer of funds, other than a transaction originated by che�k, <br /> draft,or similar p�per�nstrument,which is initiated thraugh an electranic t�rmina�,telephonic in�trument, <br /> �omputer,or magnetic tape so as to order, instruct,or autharize a financia�instituti�n to de�it ar credit an <br />� account. Such term includes,but is nat limited to,point-of-sale transfers,automated telier machine <br /> transactions,transfers uutiated by telephone,wire taransfers,and automated clearinghouse transfer�. <br /> ��� "Es��'ow items"means tho�e items that are descr�bed ia Section 3. <br /> NEBRASKA�S(n fe Fami -Fannie MaelFr+eddie Mac IJN�FflRM INSTRLJMENT WfTH MERS ��� �� Form 3428 1149 <br /> 9 � � <br /> VMP� VMPfiA4NE}('l3�2}.04 <br /> Woiters Kluwer Financial 5eniices Page 2 of�7 <br /> q�333Q898537 �z33 �78 D�ll <br />