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��14��153 Ari.y a�not�n�s dis�bu�sed by Le�.�.er u�.c�er this��rag�aph sha�l�eca�x�.e a.�z ac�di��a�a� c�eb�of Bo�xov�er ar�d be secured by�his Security Ins�rutner��. Thes�atnounts s�za11 bear ir��res�fro�n�he c�ate nf dtsburse�ner�t, a�the No�e ra�e, a�:d at�he�p�io�.�f Lender, sha�1�e i�a��nedza�ely due and paya�b�e. Borrower shal�promp�ly drs�ha�•ge any lier�wliich 11a��riority over�hts Securii.y rt�struill�n�unless Bor�ovver �a�agrees �n wri�i�g�o i:he pay�nent�f��e��ligatia�securet�by f:he lien in a manner accept��Ze ta Len.der; �b� co�z�es�s��.good fa��h�11e��en by; o�defends agai�st enforceiner��af�he lie�a.xn, �egal��rocee�z�.gs which �n the Le�c�e�'s opi�ian o�e�ra�e�a p�eve�.��he enfo�rce�nen�of�he��n; D�'�C} 5��1�.I•es ��otr�the 1zalder of�:�Ze lien a�1 agreemer��sa��sfac�flry�a Lendex subo��.ina�i�zg�1ze��ezz��h�s Security Ir�s�r�,x�netlt. If Lender de�ermines�:hat any pa��nf�he Pro�et•�y is sub�ec��o a 1ie�z wh�c�z may at�ai�priority aver this Security Instrurnent, Ler�c�er�nay give Borr�v�er �.notic�ic�ei�tifyii�g��e�ien. B��rowei�s�a�.�� sa��sfy��ae l�en or�a�ce one or more af�h.e acti�o�.s set for�h above�v��h�n �� c�ays ot ti�e givi�g of�.a�ice, $. Fees. Lender i�ay callec�fee�ar�d cha.�ges autharize�by��ie Secre�a�ry, 9. �rounds for Accelera��on of D�bt. �a} L7 ef�u It. Lender�nay, except as ��a��ed by regula�io�ls-issL�e�.��the Secr��ary, in the case of payme�z� c�efau��:s, ��quire i�ntnedi��e payme��zr�fi�11 �f a�� su�ns s�cured by�h�s Sect�r�ty I�s�ru�nen�if: (i� Bo��°o�e� defaul��r fai�ing��pay i�z fu�� .y�no�.��aly�ay�nen��equire�.by��Z�s SeGurit�r �nsf;ruinen�priar ta �r on�l�.e due�.a�e of�he nex��non�h�y pay�lzen�, or ��} Borrov�er defaults�y failit�g, for a period af�hir�y days, to perform a��o��1er o�liga�ians can�ained in�his Securi�y Ir�s�ru�nent. �b} Sale ��hau� Credi� Appror�a[. L�r�c�er sha11, �l�ae�tni�te�by a�aplicab�e 1a.w�inclu�.ing Sec��o�1 341�d� of�1�e Garn�S�. Gertnai�z T]eposi�ory T��utions Ac�of�.982, �.2 U..S,�. �.7�1 j--3�c�.}� a�.c�witlz i;11e�rio� a�proval of the Secre�ary, require im�nedia�e pay�nen��.fu�1.of a11�u�ns secure�by�his ��GU�'��y�I�S�:�'L1�11e11��f: �i} All a�'par�af�he Praper�y, or a�er�ef�c�a�znte�es�in a�ru.s�own�ng a.��or par��f t�a.e Property, rs sa�c�nr o��rw�se transferred��tlzer�han by devise or desce�.�}, a��c� �ii} The Pt operty is no�occupied�y the pt�rchaser ar gran�e�as�ais o�1�:er p�i��cipal resic�er�ce, or the purcl�aser or gra��ee c�oes so occupy t�ze Pra�er�y bu�his or��e�c�ec�i�has�at been approved ii1 �cc�rda�lce wi�;h the requiremen�s of�;l�e Secreta��y, ��} N a V1�airr�r� rf circutnsta�ces accu�i:hat vvould perini�Lender�o requrre i�ninediate�ayinent itz 1u11, �u� Le�.c�er�.oes no�requ�re sL�ch�ay�nents, Ler��er does no��aiv�i�s��ights wit��respec�;to su�seqL�en� even�s. � �d� ��gula�ion� of H lJ I] Se�retaryR Ir��x�any circu�nst��c�s�•egulations �s�ued by th�Secretary wi��1��nz� Le��de��s righ��, i��e case of�ay�ne�a.��.�fa�:�1t�, to t�eqL��r��nined�a�e pay�ner��ir�f�.�T1 ar�d ffl��e�los�if no�paid, Tla��s Secur��y Ins�ruxnen��.oes tlflti au1;h��•ize accele�at�on or foreclasure if��oti pe�tx�it�ec��y �eg�.t��.�ions of�Ize Se�re�a�ry. �� M ort g ag� N ot I ns u r�d. I3arro�wer a,g�ees��a�if this Securi�y Ir�stru�ner��ar�d�he No�e at•e�1�� c�etie�•�ninec��o�e eligi�le far ir�st�rance u�.�er��ie Na�io��a1��ousing Ac�Vvz�l�in 6� c�ays f�•o�n�1�e da�e hereaf, L��det•may, a1:its opl�ion, �equire i�n�.�ec�.�a�e�ayme�.�i�z fi��of al�st�ms se�u�:ed by�la.�s Secur��y I�as�rurnen�, A v�rif:te�l��a�e�nelz�af an�r au�har�zec�age�z�of�he Sec�e�ary c�a�e�.sub�seqt�en�ta 64 c�ays�'rozn tihe c�atie hereol, decli�ling�� it�sure�his Securi�y�r�s�rulnen�and�he No�e, s1za1��e dee�ned.co��clL�sive�aroof af suc11 ir�e�igibili��r. Not-vv��l�s�a�.d��zg�l.�.e foz�ega�ng, �his aptzon�nay not be Q�54�45�93 �HA Deed vf Trust-N� 4l96 VMP p 11MP4R�NE}��3�2� Wa�ters Kluw er�ir�ancEal Services Page 5 af 1 a