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20 1406157 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />- Witness - Witness <br />(Seal) (Seal) <br />- Borrower - Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />The fore o' g instrument was acknowledged before me this dt day of 1 , <br />.20 by Juan A Licon. <br />Witness my hand and notarial seal at ;'�� �.. /?r',(.,hin said County, the date aforesaid. <br />My Commission Expires: April 7, 2016 <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 13 of 13 <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />IDS, Inc. <br />GBERAL NOTARY -State of *bole <br />DANIEL ROTH <br />Comm. April 7, 201$ <br />otary Public Daniel Roth <br />