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BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in any <br />rider(s) executed by Borrower and recorded with it. <br />Kyle A. Smydr <br />atie E. Smydra <br />FHA Mortgage WITH MERS -NE <br />VMP <br />Wolters Kluwer Financial Services <br />09/26/2014 (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Refer to the attached Signature Addendum for additional parties and signatures. <br />1111111111111( 1111111111111111111111111111111111 <br />20/406151 <br />Revised 4198 <br />VMP4N(NE) (1302)00 <br />Page 9 of 10 <br />