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IN WITNESS WHEREOF, Borrower(s) has executed this VA Guaranteed Loan and Assumption Policy <br />Rider. <br />Borrower <br />SHANE R - IBEL L <br />6 1 - 2q - /q <br />fir? ° Fak/ <br />ICOL L PBELL Date <br />HCFG -00782 <br />Veterans Affairs Guaranteed Loan and Assumption Policy Rider <br />VMPt <br />Wolters Kluwer Financial Services ® 1999, 2009 201409244.1.0.2815- J20140429Y <br />Date <br />Seal <br />Seal <br />11 <br />20/406108 <br />1 <br />12111 <br />Page 3 of 3 <br />11 <br />