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� � ' � � � �0 :� 4�lG0�9 <br /> agreements shall be joint and several. Any Borrower who co-signs this Security <br /> Instrument but does not execute the Note: (a) is co-signing this Security lnstrument <br /> only to mortgage, grant and convey that Borrower's interest in the Property under the <br /> terms of this Security Instrument; (b) is not personaliy obiigated to pay the sums <br /> secured by this Security Instrument; and (c) agrees that Lender and any other <br /> Borrower may agree to extend, modify, forbear or make any accommodations with <br /> regard to the term of this Security Instrument or the note without that Borrower's <br /> consent. <br /> 4. Notices. <br /> Any notice to Borrower provided for in this Security Instrument shall be given by <br /> delivering it or by mailing it by first class mail unless applicable law requires use of <br />, another method. The notice shall be directed to the Property Address or any other <br /> address Borrower designates by notice to Lender. Any notice to Lender shall be <br /> given by first class mail to: Department of Housing and Urban Development, <br />, Attn: Single Family Notes Branch, 451 Seventh Street, SW, Washington, DC <br /> 20410 or any address Lender designates by notice to Borrower. Any notice <br /> provided for in this Security Instrument shall be deemed to have been given to <br /> Borrower or Lender when given as provided in this paragraph. <br /> 5. Governinq Law; Severabititv. <br /> This Security Instrument shalf be governed by Federal law and the law of the <br /> jurisdiction in which the Property is located. In the event that any provision or clause <br /> of this Security Instrument or the Note conflicts with applicable law, such conflict <br /> shall not affect other provisions of this Security Instrument or the Note which can be <br /> given effect without the conflicting provision. To this end, the provisions of the <br /> Securiry Instrument and the Note are declared to be severable. <br /> 6. Borrower's Copv. <br /> Borrower shall be given one conformed copy of the Note and of this Security <br /> Instrument. <br /> NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: <br /> 7. Acceleration;`Remedies. <br /> Lender shall give notice to Borrower prior to acceleration following Borrower's breach <br /> of any covenant or agreement in this Security Instrument. The notice shall specify: <br /> (a) the default; (b) the action required to cure the default; (c) a date, not less than 30 <br /> days from the date the notice is given to Borrower, by which the default must be <br /> cured; and (d) that failure to cure the default on or before the date specified in the <br /> notice may result in acceleration of the sums secured by this Security Instrument and <br /> sale of the Property. The notice shall further inform Borrower of the right to reinstate <br /> Page 3 of the Subordinate Deed of Trust Borrower Initial Lines <br /> `Please add the appropriate number of ini6al lines for e signatory over 4 <br />