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��14����5 <br /> $. B�rrower's L�a n A pp I i�atio n.Borrower shal]he in default if,during the Loan application process, <br /> Borrower or any pers�ns�r entities acting at the directian af Bo�-rower ar with Ba�-rower's knowledge <br /> or consent ga��materially fal se,misleading,or inaccurate information or statements to Lender�or fa.iled <br /> to pro�ide Lender with material information�in connection with the Loan. Material representations <br /> include,hut ar�not limited to,representations concerning Borrower's occupancy of the Property as <br /> Borrower's principal residence. <br /> 9. Pr�te�ti�n �f Lender's Interest in the Property and R�ghts IJnder this Se�ur�ty <br /> Instrument. If�a�Borrower fails to perform the co�enants and agreements contained in this Security <br /> Instrument,�h�there is a legal proceeding that might significantly afFect L�nder's interest in the Property <br /> andlor rights under this Security Instrument�such as a proceeding in hankruptcy,prahate,for condemnation <br /> or forfeiture, for enfarcem ent af a li en wh ich m ay attai n pri ority o�er th i s Security Instrument or to <br /> enforce laws or regulations�,or�c�Borrower has abandoned the Property,then Lender may do and pay <br /> f�r whatever is reasonabl�or ap�r�priat�to pr�tect L�nd�r's int�rest in the Pro�erty and rights und�r thi s <br /> S�curity Instrument,including protecting andlor assessing the�alue of the Property,and securing andlor <br /> repairing the Property. Lender's actions can include,hut are not limited to: �a�paying any sums secured <br /> hy a lien which has priority o�er this Security Instrument;�h�appearing in court;and�c�paying r�easonahle <br /> attorneys'fees to protect its interest in the Property andlor rights und�r th is Security Instrument,including <br /> its secured position in a bani�ruptcy proceeding. Securing the Prap�rry includes,but is not Iimited to, <br /> entering the Praperty to make repairs,change locks,replace or hoard up doors and windows,drain water <br /> from�ipes,eliminate huiiding or other code violatians or danger�us c�nditi�ns,and ha��utilities turned <br /> on or of.f.Although Lender may take action under this Section 9,Lender does not ha�e to do so and is <br /> not under any duty or ohligation to do so. It is agreed that Lender incurs no liahility fox not taking any <br /> or all actions authori2ed under this Section 9. <br /> Any amounts dishursed hy Lender under this Sectian 9 shalI hecome additianal deht of Borrower secured <br /> by this Security Instrument.These amounts shall hear interest at the Note rate from the date of disbursement <br /> and shall he payahle,with such interest,upon notice from Lender to Borrower requesting payment. <br /> If this Security Instrument is on a leasehold,Borrower shall comply with all the pro�isions of the lease. <br /> rf Borrower acquires fee title to the Property,the leasehold and the fee title shall not merge unless Lender <br /> agrees to the merger in writing. <br /> 'I�. I�I�rtgage Insuran�e. If Lender r�quired Martgag�Insuranc�as a conditian�f making th�Laa.�, <br /> Barrower shall pay the premiums r�quired to maintain the Mortgage Insurance in efFect.If,for any reason, <br /> the Mortgage Insurance co�erage required hy Lender ceases to be a�ailahle from the mortgage insurer <br /> that pre�iously pro�ided such insurance and Borrower was r�quired to make separately designated <br /> payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums re�uired to <br /> a�tain car�erage suhstantialiy equi�alent to the Niortgage Insurance previously in efFect, at a cost <br /> suhstantially equi�alent to the cost to Borrower of the Mortgage Insurance pre�iously in efFect, from an <br /> alternate mortgage insurer s�lected by Lender. If suhstantially�quival�nt Mortgag�Insurance caverage <br /> is not a�ailahle,Borrower shall continue to pay to Lender the amount of the separately designated <br /> payments that were due when the insurance co�erage ceased to he in efFect. Lender will accept, use and <br /> retain th�se payments as a non-refundahl� loss reserve in lieu of Mortgage Insurance. Such loss reserve <br /> shal l he non-refundahle,nofiwithstanding the fact that the Loan is ultimately paid in full,and Lender shall <br /> i i 958Q�3Qi <br /> NEBRASKA-Sing�e�amily-�annie Mael�reddi�Mac UNIF4RM INSTRUMENT �orm 30�811Q1 <br /> VMPC�3 D�114 <br /> 1llFolters Kluwer Fir�ar�cia!Services 2�14D9�54,1,1.2529-J2D131225Y InitiaE Page 8 of 17 <br /> * 11958d �1123* <br />