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��14��5 direct payment t�B�rr�wer will ��nstitute a waiver�f any right�f acti�n B�rrower might have arising �ut�f such�vercharge. 'I 5. N�ti��s.All n�tices given by B�rr�wer�r Lender in c�nnecti�n with this Security Instrument must be in writing.Any n�tice t�B�rrower in c�nnecti�n with this Security Instrum�nt shall be deemed t� have been given t�Bvrr�wer when mailed by first class mail �r when actually delivered tv B�rr�wer's n�tice address if sent by�ther means.N�tice t�any�ne B�rr�wer shall c�nstitute n�tice t�all B�rr�wers ur�less App�icab�e Law expressly re�uires�therwise. The n�tice address shall�e the Pr�perty Address unless B�rr�wer has designated a substitute n�tice address by n�tice t�Lender.B�rr�wer shall pr�mptly n�tify Lender�f B�rrvwer's change�f address. If Lender specifies a pr�cedure f�r rep�rting B�rr�wer's change�f address,then B�rr�wer shall�nly rep�rt a change�f address thr�ugh that specified pr�cedur�. There may be�nly�ne designated n�tice address under this Security Instrument at any�ne time.Any n�tice t�Lender shall be given by delivering it�r by mail ing it by first class mail t�Lender's address sta.ted herein unless Lender has designated anvther address by n�tice to B�rr�wer.Any n�tice in c�nnecti�n with this Security Instrument shaa 1 n�t be deemed t�have been given t�Lender until actually received by Lender.If any n�tice re�uired by this Security Instrument is als�re�uired under Applicable Law,the Appjicable Law re�uirement will satisfy the c�rresp�nding re�uirement under this Security Instrument. �I�. ��rning Law; S��rab�lity; Rul�s �f C�nstructi�n. This Security Instrument shall be g�verned by federal law and the law�f the jurisdicti�n in which the Pr�perty is l�cated.A11 rights and �bligati�ns c�ntained in this Security Instrument are su�ject t�any re�uirements and.limit�ti�ns�f Applicable Law. Applicable Law might explicitly�r implicitly all�w the parties t�agree by c�ntract vr it might be siler�t,but such silence shall n�t be c�nstrued as a pr�hibiti�n against agreement by c�ntract. I,r�the event that any pr�visi�n�r clause�f this Security Instrument vr the N�te c�nflicts with Applicable Law, such c�nflict shall r��t afFect�ther pr�visi�ns�f this Security Instrument vr the N�te which can be �1VeI7 efFeCt Wlt�'l�l.lt t�'le C�I1fl1Ct1I7��7I"�V151�I7. AS L1Se[� lI7 t�'l15 SeCLlrl�II15trL1I77eIlt: �a}w�rds�f the mascu�ine gender shall mean and include c�rresp�nding neuter w�rds�r words�f the feminine gender; �b�wvrds in the singular shall mean and incjude the plural and vice��rsa;and�c�the vW�rd"may�' gives sale discretian v�ithaut an}�a�ligatian ta fake any acti�r�. 'I 7. B�rrow�r's C�py. B�rr�wer shall be given�ne cvpy�f the N�te and�f�his Security Instrument. 'I�. Transf�r�f th� Pr�p�rty �r a B�n�fi�ial Int�r�st sn B�rr�w�r. As used in this Sectian 1 S, "Interest in the Pr�perty"'means any lega��r beneficial interest in the Pr�perty,including,but n�t limited t�,th�se beneficial interests transferred in a b�nd f�r deed, c�ntract f�r deed, installment sales c�ntract �r escr�w agreement,the ir�ter�t�f which is the trar�sfer�f title by B�rr�wer at a future date tv a purchaser. If all�r any part�f the Pr�perty vr any Interest in the Prvperty is s�ld�r transferred��r if B�rr�wer is n�t a natura� pers�n and a beneficial interest in B�rr�wer is s�ld�r transferred�with�ut Lenderfs pri�r written c�nsent, Lend�r may re�uire immediate payment in fuil�f all sums secured by this Security Instrument. H�wever,this�pti�n shall n�t be exercised by Lender if such exercise is pr�hibited by App�icable Law. If Lender exercises this option,Lender shall give B�rrower n�tice of acceleration.The n�tice shall pr�v ide a period of r��t less than 34 days fr�m the date the r��tice is given in accordance with Section 15 within 11958��3�1 NEBRASKA-SingEe Family-Fanr�ie MaelFreddie Ma�UNIFQRM INSTRUMENT Form 3028 11Q1 VMP� �� 02I14 Walters Kluwer Fir�ar��ial Services 201409154.1.1.2529-J2013122fiY Initial � 'r� � Page 12 of 17 '"HLD11958�D4301 � 3"` �