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� O � �U6029 <br /> (C) "Lender" is Heritage Bank <br /> Lender is a Corporation <br /> organized and existing under the laws of the state of Nebraska . <br /> Lender's address is p0 Box 329,1101 12th Street,Aurora,NE 68818 <br /> Lender is the beneficiary uader this Securiry Instrument. <br /> (D) "Trustee" is Neritage Bank, 1101 12th Street,Aurora,NE 6880i <br /> (E) "Note" means the promissory note signed by Borrower and dated 09•15-2014 . The Note <br /> states that Borrower owes Lender forty thousand and no1100 <br /> Dollars (U.S. $ 40,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br /> Periodic Payments and to pay the debt in full not later than 01•01-20?0 . <br /> (F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br /> Property." <br /> (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br /> under the Note, and all sums due under this Security Instrument, plus interest. <br /> (H) "Riders" means a11 Riders to this Security Instrument that are executed by Borrower. The following Riders <br /> are to be executed by Borrower[check box as applicable]: <br /> 0 Adjustable Rate Rider �Condominium Rider �Second Home Rider <br /> � Balloon Rider �Planned Unit Development Rider ❑ 1-4 Family Rider <br /> �VA Rider �Biweekiy Payxnent Rider 0 Other(s) [specify] <br /> 0) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br /> and administrative rules and orders (that have the effect of law)as well as all applicable final, non-appealable <br /> jndicial opiuions. <br /> (J) "Community Association Dues, Fees, and Assessments" means a11 dues, fees, assessments and other <br /> charges that are imposed on Borrower or the Property by a condominium association, homeowners <br /> associatioa or similar organization. <br /> (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br /> draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br /> computer, or magnetic tape so as to ordc;r, instruct, or authorize x financial institution to debit or credit an <br /> account. Such term includes, but is aot limited to, point-of-sale transfers, automated teller machine <br /> transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br /> (L) "Escrow Items" means those items that are described in Section 3. <br /> (M) "Miscellaneous Proceeds" means aay compensation, settlement, award of damages, or proceeds paid by <br /> any third party (other than insurance proceeds paid under the coverages described in Section 5)for: (i) <br /> damage to, or destruction of, the Property; (ii)condemnation or other taking of all or any paR of the <br /> Property; (iii) conveyance in lieu of condemnaiion; or(iv)misrepresentations of, or omissions as to, the <br />' value and/or condition of the Property. <br /> NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIPORM INSTRUMENT � Form 3028 1/01� <br /> VMP� � �VMP6WE111302).00� <br /> Wolters Kluwer Financial Services � Page 2 of 17 <br /> �.� <br />