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<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings&Loan Association of Home Federal Savings&Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South Locust Street 221 South Locust Street
<br /> GRAND ISLAND,NE 68801 GRAND ISLAND,NE 68801
<br /> (Space Above This Line For Recording Data)
<br /> LOAN ORIGINATOR NAME: Chris Kaskie
<br /> NMLS COMPANY IDENTIFIER:446443
<br /> NMLS ORIGINATOR IDENTIFIER:494668
<br /> DEED OF TRUST
<br /> (PREAUT�IORIZED (OPEN END) CREDIT -FUTURE ADVANCES ARE SECURED
<br /> BY THIS DEED OF TRUST)
<br /> THIS DEED OF TRUST("Security Instrument") is made on September 3, 2014. The grantors are ANDREW L
<br /> LESIAK, also known as ANDREW LESIAK a/k/a ANDREW LOUIS LESIAK, A MARRIED PERSON,
<br /> whose address is 4012 REGAL DR, GRAND ISLAND, Nebraska 68803-6407 , and ERIN J LESIAK, HIS
<br /> SPOUSE, whose address is 4012 REGAL DR, GRAND ISLAND, Nebraska 68803-6407 ("Borrower").
<br /> Borrower is not necessarily the same as the Person or Persons who sign the Home Equity Line of Credit
<br /> Agreement, dated September 3,2014("Contract"). The obligations of Borrowers who did not sign the Contract
<br /> are explained further in the section titled Successors and Assigns Bound; Joint and Several Liability;
<br /> Accommodation Signers. The trustee is Arend R. Baack, Attorney whose address is P.O. Box '790, Grand
<br /> Island, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan Association of Grand
<br /> Island, which is organized and existing under the laws of the United States of America and whose address is 221
<br /> South Locust Street, Grand Island, Nebraska 68801 ("Lender"). ANDREW L LESIAK has entered into a
<br /> Contract with Lender as of September 3,2014,under the terms of which Borrower may,from time to time,obtain
<br /> advances not to exceed, at any time, a ***MAXIMUM PRINCIPAL AMOUNT (EXCLUDING
<br /> PROTECTIVE ADVANCES)*** of Nineteen Thousand Five Hundred and 00/100 Dollars(U.S. $19,500.00)
<br /> ("Credit Limit"). Any parly interested in the details related to Lender's continuing obligation to make advances to
<br /> Borrower is advised to consult directly with Lender. If not paid earlier,the sums owing under Borrower's Contract
<br /> with Lender will be due on September 15,2019. This Security Instrument secures to Lender: (a)the repayment of
<br /> the debt under the Contract, with interest, including future advances, and all renewals, extensions and
<br /> modifications of the Contract; (b)the payment of all other sums,with interest, advanced to protect the security of
<br /> this Security Instrument under the provisions of the section titled Protection of Lender's Rights in the Property;
<br /> and(c)the performance of Borrower's covenants and agreements under this Security Instrument and the Contract.
<br /> For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and
<br /> conveys to Trustee, in ri-ust, with power of sale, the following described properiy located in the COUNTY of
<br /> HALL, State of Nebraska:
<br /> Address:4012 REGAL DR, GRAND ISLAND,Nebraska 68803-6407
<br /> Legal Description: LOT SIXTEEN (16), IN CASTLE ESTATES SUBDIVISION, HALL COUNTY,
<br /> NEBRASKA
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br /> any encumbrances of record.
<br /> Borrower and Lender covenant and agree as follows:
<br /> 9 2004-20t3 Comptiance Systems,Inc.9F9636EA-2013L2.0.721
<br /> Consumer Real Estate-Security Instrument DL2036 Page I of 5 www.compliancesystems.com
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