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<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings&Loan Association of Home Federal Savings&Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South LocustStreet 221 South LocustStreet
<br /> GRAND ISLAND,NE 68801 GRAND ISLAND,NE 68801
<br /> (Space Above This Line For Recording Data)
<br /> LOAN ORIGINATOR NAME:Lisa Mayer
<br /> NMLS COMPANY IDENTIFIER: 446443
<br /> NMLS ORIGINATOR IDENTIFIER: 494669
<br /> DEED OF TRUST
<br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br /> BY THIS DEED OF TRUST)
<br /> THIS DEED OF TRUST ("Security Instrument") is made on September 5, 2014. The grantors are MARIO N
<br /> RIVERA and LINDA M RIVERA, husband and wife,whose address is 2909 W lOTH ST,GRAND ISLAND,
<br /> Nebraska 68803 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the
<br /> Home Equity Line of Credit Agreement,dated September 5,2014 ("Contract"). The obligations of Borrowers
<br /> who did not sign the Contract are explained further in the section titled Successors and Assigns Bound; Joint
<br /> and Several Liability; Accommodation Signers. The trustee is Arend R. Saack, Attorney whose address is
<br /> P.O. Box 790, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan
<br /> Association of Grand Island, which is organized and existing under the laws of the United States of America and
<br /> whose address is 221 South Locust Street, Grand lsland, Nebraska 68801 ("Lender"). MARIO N RIVERA
<br /> and LINDA M RIVERA have entered into a Contract with Lender as of September 5, 2014, under the tertns of
<br /> which Borrower may, from time to time, obtain advances not to exceed, at any time, a **xMAXIMUM
<br /> PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE ADVANCES)''�** of Fifty Thousand and 00/100
<br /> Dollars (U.S. $50,000.00) ("Credit Limit"). Any pariy interested in the details related to Lender's continuing
<br /> obligation to make advances to Borrower is advised to consult directly with Lender. If not paid earlier, the sums
<br /> owing under Borrower's Contract with Lender will be due on September 15, 2019. This Security Instrument
<br /> secures to Lender: (a) the repayment of the debt under the Contract, with interest, including future advances, and
<br /> all renewals, extensions and modifications of the Contract; (b) the payment of all other sums, with interest,
<br /> advanced to protect the security of this Security Instrument under the provisions of the section titled Protection of
<br /> Lender's Rights in the Property; and (c) the performance of Borrower's covenants and agreements under this
<br /> Security Instrument and the Contract. For this purpose, Borrower, in consideration of the debt and the trust herein
<br /> created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property
<br /> located in the County of Hall, State of Nebraska:
<br /> Address: 2909 W lOTH ST,GRAND ISLAND,Nebraska 68803
<br /> Legal Description: LoY Twenty-two (22) Block three (3) in Cotonia(Estates Second Subdivision, in the
<br /> city of Grand Island,Hall County,Nebraska
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> grant and convey the Property and that the Property is unencumbered, except for encumbrances of recard.
<br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br /> any encumbrances of record.
<br /> Borrower and Lender covenant and agree as follows:
<br /> Payment of Principal and Interest; Other Charges.Borrower shall promptly pay when due the principal of and
<br /> interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract.
<br /> �2004-2013 Compliance Systems,Inc.9F96-1A9A-2013L2.OJ21
<br /> Consumer Real Estate-Security Instrument DL2036 Page 1 of 5 www.compliancesystems.com
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