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Return To: <br />Home Federal Savings & Loan <br />P O Box 1009 <br />Grand Island, NE 68802 <br />LEGAL DESCRIPTION: <br />Located in Hall County, Nebraska. <br />DEED OF TRUST <br />PROPERTY ADDRESS: 1815 W Louise St, Grand Island, NE 68803 <br />cn <br />rr <br />- u <br />U~ <br />CD <br />CD <br />Z 4 <br />rn <br />• 0 <br />-1 <br />PARTIES: This Deed of Trust is made on September 12, 2014 among the Grantor, Patrick D Willey AND Dianne M <br />Willey, HUSBAND AND WIFE ( "Borrower "), AREND R BAACK, ATTORNEY, whose residence address is P. O. Box <br />790, Grand Island, Hall County, Nebraska ( "Trustee "), and the Beneficiary, HOME FEDERAL SAVINGS AND LOAN <br />ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the laws of NEBRASKA whose <br />address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender "). <br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, <br />the real property, of which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future <br />improvements thereon and all rights -of -way, easements, rents, issues, profits, income, tenements, hereditaments, privileges <br />and any appurtenances thereunto belonging (all called the "property"). <br />Charles <br />The East Twenty -Six (26) feet of Lot Four (4) and all of Lot Three (3) in Block Fifty -Three (53), Second <br />Addition to Grand Island, Hall County, Nebraska. <br />TITLE: Borrower convenants and warrants title to the property, except for <br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the <br />convenants and agreements contained in this deed of trust and in any other document incorporated herein. Secured debt, <br />as used in this deed of trust, includes any amounts Borrower owes to Lender under this deed of trust or under any <br />instrument secured by this deed of trust, and all modifications, extensions and renewals thereof. <br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.): <br />® A PROMISSORY NOTE AND SECURITY AGREEMENT DATED September 12, 2014. <br />❑ Future advances: The above amount is secured even though all or part of it may not yet be advanced. <br />Future advances are contemplated and will be secured to the same extent as if made on the date of this deed of <br />trust is executed. <br />All amounts owed under 'this agreement are secured even though all amounts may not yet lid advanced. Future advances <br />▪ under the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is <br />executed. <br />The above obligation is due and payable on October 01, 2015, if not paid earlier. <br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of <br />$100,000.00, plus interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this <br />deed of trust or to perform any of the covenants contained in this deed of trust, with interest on such disbursements. <br />❑ Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the <br />terms of that obligation. A Rider containing the terms under which the interest rate may vary is attached to this deed of <br />trust and made a part hereof. <br />Riders: <br />❑ PUD ❑ Condominium ❑ ARM ❑ Other <br />