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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />STATE OF NEBRASKA, Hall County ss: <br />My C <br />IDS, Inc. <br />ionExpire AprO 21116 <br />GEN1.AAL NOTARY •4 ateetNebtzsM <br />DANIEL ROTH <br />aa►.; *Cam. BILL kin 20 <br />- Witness <br />Mic , aeline A Rieck <br />The o e ng instrument was acknowledged before me this �/ day of <br />, by Gale A Rieck and Michaeline A Rieck. <br />Witness my hand and notarial seal at/01 , ,,,/iv In said County, the date aforesaid. <br />Notary Public Daniel Roth <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERS <br />Page 13 of 13 <br />201405808 <br />- Witness <br />Seal <br />- Borrower <br />Form 3028 1/01 <br />