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(C) "Lender" is USAA Federal Savings Bank <br />Lender is a FEDERALLY CHARTERED SAVINGS BANK organized <br />and existing under the laws of THE UNITED STATES OF AMERICA <br />Lender's address is 10750 McDermott Freeway, San Antonio, Texas 78288 <br />(0) "Trustee" is First American Title Insurance Company <br />181 East 5600 South #330, Murray, Utah 84107 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender' s successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated SEPTEMBER 12 , 2 014 <br />The Note states that Borrower owes Lender SEVENTY - SEVEN THOUSAND AND 0 0 / 10 0 <br />Dollars (U. S. $ 77, 000.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not <br />later than OCTOBER 1, 2044 <br />(G) 'Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I) 'Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />o Adjustable Rate Rider <br />o Balloon Rider <br />El 1 -4 Family Rider <br />• Condominium Rider <br />(] Planned Unit Development Rider <br />El Biweekly Payment Rider <br />o Second Home Rider <br />JJ Other(s) [specify] <br />VA Guaranteed Loan and Assumption <br />Policy Rider <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial <br />opinions. <br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, <br />or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or <br />magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term <br />includes, but is not limited to, point -of -sale transfers, automated teller machine transactions, transfers initiated by <br />telephone, wire transfers, and automated clearinghouse transfers. <br />(M) "Escrow Items" means those items that are described in Section 3. <br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any <br />third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or <br />destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in <br />lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />NEBRASKA - Single Family- UNIFORM INSTRUMENT <br />MODIFIED FOR DEPARTMENT OF VETERANS AFFAIRS - MERS <br />(Rev. 1/01) Page 2 of 14 <br />" .1 <br />201405804 <br />DocMagic <br />www.docmagic.com <br />BANK 024461516 <br />FMD ®_1 407269025 <br />