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��14�57SS <br /> If the Loan is subj ect to a law which se�s maximum l�an charge�,an�1 that law is f na11y interpr�ted so that <br /> the interest or vther loan charge�collected or ta�e collected in connection w�th the Loan exceed the <br /> permitted limits,then: (a)any su�h 1�an charge sha11 be reduced by the amount necessa.r�y�o reduce the <br /> charge to the permitted limit;and(b}any sums already cattec�ed from Borrower which exceeded permitted <br /> limits w�l��ae refunde�to Borrower. Lender may choose to make���s refund by reducing the principal awed <br /> under the Note�r by mak�ng a direct payment to Borrow�r. If a refund reduces principal,the reduct�on wi11 <br /> be treated as a partial prepayment without any prepayment charge(whether or nat a prepayment charge is <br /> provided for under the N�te}. Borrower's aeceptanc�of any such refund made b�direct paymen�to <br /> Borrow�r wi11�on.stitute a waiver af any right af action Borrower migh�have arising out of such overcharge. <br /> 'I 5. Noti�e�.A11 notices given by�orro�ver or Lender in con.nection with this Security Instrument must be ia <br /> writing. Any n�ti�e ta�orrower in connection with this Secur�ty Instrument�ha11 be de�mec�to have been <br /> given tv Borrower when mailed by f�rst class ma��or when actua�Iy delivered to Borrower's notice address <br /> if sent by other means.Noti�e to any one B�rrower sha11 constitute no�ice ta all Borro�vers unless <br /> Applicable La�v expressly requires otherwise. The na�ice address shal�be the Property Address unless <br /> Borrower has designat�d a substitute notice address by notic�to Lender. Borrower sha11 prompt�y natify <br /> Lender of Borrower`s chang�of address. If Lender sp�cifies a procedure f�r reporting Sorrovver`s change <br /> af address,then B�rrower shall only report a change of address through that speci�ed procedure. <br /> Th�re may be or�ly ane designated notice address under this Security Instrument at aay�ne time.Any notice � <br /> to Lender shall be gi�en by delivering it or by mailing it by fust class mail to Lender's addr�ss stated�ierein <br /> unless Lender has�es�gnated another address by notice to Borrvwer,Any notice in connection with this <br /> 5ecurity Instrument shall nvt be deerned to ha�e b�en gi�en to Lent�er until actually received b�Lender.If <br /> a�y notice required by#h�s Securi�Instrumen�is also required un�er Applicable Law,the Applicab�e Law <br /> requu�ment wi11 satisfy the corresponding requuement under this Secu�rity Instrumen�. <br /> 'I S. Go�ern�ngLaw; �+�rrerability;Ru�es af Construction.This S�curity Instrumeat sha11 be governed by <br /> federa�la�v�.nd the 1a�v�f the jurisdict�an in which the Property is l�cated.Al�rights and obligations <br /> contained in this Security Instrument are subj ect t�any requirements and limitations of Applicable Law. <br /> Applicable Law might explrcitly or implicitly a11ow the parties to agree by confiract or it might be silent,but <br /> such si�ence shall not be canstrued as a prohibition against agreement by con�ract. In the event that any <br /> pravision ar claus��f this Security Instrum�nt or the Note conflicts with App�icable La�vv, such conflict shall <br /> not affect ather pravisions of this Security Instrument or the Note which can be given effect without the <br /> conflicting provisian. <br /> As used in this�ecurity Instrument: (a)words of the masculin�gender sha11 mean and include correspondin.g <br /> neuter words�r words of the feminine gender;(b}words in�he singular sha11 rnean and include the p�ural <br /> and vice versa;and�c)the ward"may"gives sole discretion�v�thout any obligation to take any actxon. <br /> 'I�. Borro►n►er's Copy.Borrower sha11 be givea Qne cQpy af the Not�and of this Security Instrument, <br /> 18. Transfer vf the Prflperty ar a Beneficia��nterest in E3orro�er.As used in this�ection�$, "Interest �n <br /> the Property"means any lega�vr beneficial in��re�t in the Progerty,including,but not limited to,those <br /> beneficial interests transf�rred in a bond for deed,Gontract for deed, installment sales contract or escraw <br /> agr�em�nt,the intent vf�vhich is the transfer of t�tle by Borrawer a�a future date to a purcha�er. <br /> �f all or any part of the Property or any Interest�n the I'roperty is sa�d or transferred(ar if Borro�er is not a <br /> natural person and a beneficia�interest in Barrv�v�r is sold or transferred}without Lender's prior�vr�tten <br /> cons�nt,Lender may require�mmediate pa�ment in fu11 of all sums secured by this Security Instrument. <br />, However,this optian sha11 not be exercised by Lender if such exercise is prohibited by Applicable Law. <br /> �.7��•�r <br /> NEBRASKA-5ingle Family-Fannie MaelFreddie Mac UNIFURM INSTRUMENT V11iTH MERS Fomn 3428 1141 <br /> VMP� VMPfiA�NE}�134�}.4D <br /> Wo�ters Kluwer Financial 5ervices Page 12 of 17 <br /> q4333�DU8393 �Z33 272 1217 <br />