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��14�5751 Any arnaunts disbursed by Lender under this Sectifln 9 shal�becom�additional debt of Bnrrower secured hy this 5ecurity Instrument. These amounts shall b�ar in#erest at the Note rate from the date �f disbursement and shall be payable, vvith such int�rest, upon nvtice from Lender to Borrovver requesting payment. If this 5ecurity Instrument is an a leasehoid, B�rrower shall cvmply with a�1 the pro�isians ❑f the lease. If Borr�v�er acquires fee tit�e ta �he PrapQrty, the leasehold and the feQ title sha11 not merge unless Lender agrees to th�merger in wr�ting. 'I D. Martgage �nsurance. �f Lender required Mar�gage �nsurance as a condition ❑f making the Laan, Borrower sha11 pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, th� Mortgage Insurance cn�erage required by Lender ceases ta be avai�abie from the mortgage insurer that previvusly pro�ided such insurance and Borrower was required to make separately designated payments toward the premiums for Martgage Insurance, Barrower sha11 pay the premiums rQquired to obfain cv��rage suhs�antial.ly equi�alent to the Mortgage insurance pre�iousiy in effect, at a cost substantia�ly equi�alent t❑ the cost to Barrovver ❑f the Mortgage Insurance pre�iously in effect, from an alternate mortgage insurer selected b� Lender. �f subs�antially equiva�ent Martgage Insurance coverage is not a�ailable, Barrvwer shall con#inue to pay to Lender the amaunt ❑f the separately designated payments �hat were due when the insuranc� coverage ceased #� be in effect. Lender wi11 accept, use and retain these payments as a non-refundable lnss reserve in lieu of Martgage Insurance. 5uch lass reser�e shall be non-refundab�Q, nntwithstanding the fact that the Loan �s u�#�mately paid in full, and Lender shall nat be required ta pay Borrower any in�erest or earnings vn such loss reser�e. Lender can no lon�er require loss reser��payments if Mortgage Insurance co�erag� �in the amount and for the period that Lender r�quires} provided by an insur�r sele�ted by Lender again hecames a�ailable, is abtain�d, and Lender requ�res separately designated payments tvward the premiums for Mortgage Insurance. If Lender required Mortgag� InSurance as a cvnditian ❑f rnaking the Loan and Borro�ver�vas requir�d ta make separat��y des�gna�ed payments tvvvard the premiums for Mnrtgage Insurance, Borrovver shall pay the premiums required to maintain Mortgage Insurance in effect, vr to prov�de a non-refundable Ioss reserve, untii Lender's requirement for Mortgage Ynsurance ends in accordancQ vvith any written agreemen�betvveen B�rravver and L�nder prvviding for such terminativn or unti� term�nation is required by Applicable Law. Nothing in this Sectian 1� affects Barrower's obligation to pay interest at the ratQ proaid�d in the Note. Mortgage�nsurance reimburses Lender�vr any entity that purchases the Note} for cer#ain losses it may incur if Borrovver does na#repay the Loan as agreed. Borrower is no�a party to the Mortgage Insurance. Mortgage insurers e�aluate their �otal risk an all such insurance in force from time to #ime, and may enter intn agreements vvith other parties that share or madify their risk, ar reduce�osses. These agreements are on terms and canditions that are satisfactary ta the mortgage insurer and the o�her party �vr parties} to thes� agreements.Thes�agreements may requ�re the mortgage insurer to make paymen#s us�ng any s�ur�e of funds that the mortgage insurer may ha�e a�ailahle �which may include funds obtain�d from Mortgage Insurance premiums}. As a resu�t of these agreements, LQnder, any purchaser of the Nate, another�nsurer, any reinsurer, any other entity, or any affiliate ❑f any of the foregoing, may recei�e �dirQctly nr indirect�y} amvunts that deri�e frvm �or might be charac�erized as} a por#�vn af Borravver's payments for Mortgage Insurance, in exchange for sharing or modifying the mortgage insurer's r�sk, ar reducing �osses. If such agreement pro�ides that an affiliate �f Lender takes a share ❑f the insurer's risk in exchange for a share of th� premiums paid �o the insur�r, the arrangement is oft�n termed "capti�e re�nsurance." Further: ��7123940i 15 Crt�bank 3�83.79 V2 NEBRASKA-5ir�gle Famdy-Fan€�ie MaelFreddie Mac UNI�QRM INSTRLIMENT WITH fVIERS Form 3Q28 71�1 V�� VMPfiA(NE)�13�2}0� Wolters Kluwer F�nan�ial 5er►�tces Page 9 of 7 7