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��14�5751 Parcel !D Nu m ber: 4UU48�516 which currently has the address of 11�6 PLEASANT VIEW DR (St�ee�) GRAND ISLAND (Cr"t�r), IVebraska 6$8�1-8D64 �Zlp Code) �"Prop�r�y Address"}: T�GETHER V�iTH all the irnprovements n�vv ar hereafter erected ❑n #he praperty, and all eas�ments, appurtQnances, and fixtures nvw �r hereafter a par# of the property. All replacem�nts and addi�ions sha�� a�sv be ca�ered by this 5ecurity Instrument. Al� of the foregaing �s referred to in this Securi�y Ins#rument as th� "Prvper�y." Bvrrvwer understands and agrees that MERS holds anly legal title ta the interest granted by Borrower in this 5ecurity Ins�rum�nt, but, if necessary ta camply with law or custom, MERS (as nnminee for Lender and Lender's successvrs and assigns} has the r�ght: to exercise any ar ai1 of those in�erests, including, but not lirnited ta, the right ta foreclose and sell the Property; and ta take any action required of Lender including, but nat iimited to, rel�as�ng and canceling�his 5ecurity Instrument. S�RR�WER C�VENANTS that Borrower is �a�vfully seised ❑f the estate hereby con�eyed and has the right tv grant and con�ey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and �vill defend genera�ly the ti��e to the Property against a�l claims and demands, subj�ct to any encumbranc�s of record. THIS SECURITY INSTRUMENT combines uniform co�enan�s for natianal use and nnn-uniform co�enants with �imited�aria�ions by jurisdictivn t�canstitute a unifvrm security instrument co�er�ng real propert�. Uniform �o�enants. Borrower and Lender covenant and agree as falivws: 1. Payment of Principal, Int�rest, Es�row ltems, Pr�paym�n� �harg�s, and Late �harg�s. Borrower sha11 pay when due the prin�ipai af, and interest on, the debt e�idenced b� the Note and any prepayment charges and late charges due under the Note. Borrvv�rer shail axs❑ pay funds fnr Escrov� Items pursuant ta 5ection 3. Pa�ments due under �he Note and this Security instrum�nt shall be made in U.S. currency. Hov�e�er, if any check or ather instrurnent recei�ed by Lender as payment under the Note ar this Securi�y Instrument is return�d ta Lender unpaid, Lender may require that any or all su�sequent payments due under the Note and this 5�curity�nstrument be made in one or mvre of the fallovving forms, as se�ected b� Lender: �a} cash; �b� money order; �c} certified check, bank check, �r�asurer's check❑r cashier's check, pro��ded an� such check is dravvn upvn an institution whvse deposits are insured by a federal agency, instrum�nta�ity, or en#ity; ar�d} Electronic Funds Transfer. Payments are deemed recei��d by Lender when recei�ed at �he Io�ativn designated in the Nat� �r at such other locatian as tnay be d�signa�ed by Lender in accardance with the notice prvvisions in Section 15. Lender may return any payment or partial payment if the payment ar partial payments are xnsufficient tv hring the Loan current. L�nder may accept any payrnent ar partial payment insufficien� to br�ng the Loan current, without wa�v�r of any rights hereundQr nr prejudice to its rights ta refuse such paymen# vr partia� payments in th� future, but Lender �s not abligated ta apply such payments at the #ime such payments are accepted. If each Periodic Payrnent is app�ied as of its scheduled due date, then Lender neQd not pay interest on unapplied funds. Lender may hald such unapplied funds until Borrower makes payment to bring the Loan current. If Bvrrower daes not do sa within a reasonable periad ❑f time, L�nder sha11 either apply such funds ar return �hem ta Bvrrvwer. If not applied earlier, such funds �vill be applied ta the autstanding pr�ncipal halan�e under the Nnte immediately prior �v fareclasure. N❑ offset or claim which Barrov�er might have now ar in the future against Lender sha11 reli�� Borrovver from making payments du� under #he No#� and this 5ecurity Instrument or p�rfarming the co�enants and agreements se�ured by this Security Instrument. ��1'123944115 Cit4bank 3�.83 19 V2 NEBRASItA-Single Family-Fannie MaelFreddie Mac UNIFORM INSTRUMENT WITH M�RS Form 3��8'!10'� VMP� VMPfiA=NE}�7 30�)OQ Wo4ter5 Kluwe�Financial Serv��es Page 4 of 17