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��14�5751 5ecurity Instrument, whether ❑r nat then due. "�ppasing Party" means th� th�rd party that owes Bnrro�ver Miscellaneous Proceeds or th�party against whom Barrower has a r�ght af action in regard to Miscel�aneous Proceeds. Sorro�er sha�1 be in defauit if any action nr proceeding, whethQr ci�vil or cr�minal, is begun that, in Lend�r's judgm�nt, cou�d resul�in forfeiture vf the Prvper�y ❑r other material impairment vf Lender's interest in the Property ar rights under this Security Instrument. Sorrower can cure such a default and, if accQlera�ivn has occurred, reinstafe as pro�ided in 5ection �9, by causing the actinn �r praceeding to be dismiss�d with a rul�ng that, in Lender's judgment, precludes fvrfeiture ❑f the Proper�y or ather material impairment of Lender's interest in the Pr�perty nr r�ghts under this Security Instrument. The proceeds vf any award or claim for damages that are attributab�e to the impairment vf Lender's interest in the Property are hereby assigned and shall be paid tv Lender. A�1 Miscel�anevus Proceeds that are not applied to restoratinn or repair of the Property sha11 be app�ied in the ord�r prnWided for in Section 2. ��, Borrvwer Not Released; Farb�arance By Lender Not a INai��r. Extensivn of the t�me for paym�n� or modi�ca�an of amortization of the sums secured b� this Secur�ty Instrument granted by Lender to BorrowQr or any 5uccessar �n Interest af Barrower sha�l nat operate to reiease the lia�i�ity ❑f Borrower ar any 5uccessors in Interest of Barrower. Lender sha1� nat be required to commence proceedings against any 5uccessor in Interest of Borrower or to refuse ta ex#end time fvr payment or otherwise madify amortization �f the sums secured by�his 5ecuri�y instrum�nt by reason vf any demand madQ by the original Borrower or any 5uccessors in �nterest of Borrovver. Any farbearance by Lender in exercising any right or remedy including, wi#hout limitation, Lender's acceptance af payments fram third persons, entities or 5uccessors in �nteres� of Bvrrower or in amoun�s Iess than th� amount then due, shall not be a v�aiver ❑f ar preclude the Qxercise of any right❑r remedy. ��, Joint and 5e�eral Liabi�ity; Co-�signers; 5uccessors and Assigns Bound. Borro�er covenants and agrees that Bvrrow�r's nblxgations and liabi�ity shall be jaint and severai. Hawe�er, any Borrower vvho ca-signs this SeGurity Instrument but does not execute the Note �a "co-signer"}: (a} is co-signing this Security Instrument ❑n�y to mvrtgage, gran� and cvn�ey the ca-signer's interest in the Property under the terms of this 5ecurity Instrument; (b} is nvt personall� obligated ta pay the sums secured by this 5ecurity Instrument; and �c} agrees thaf Lender and any ather Borrow�r can agree to extend, modify, forb�ar or make any accammodat�ons vvith regard to the terms of this Security Instrumen�or the Note without the co-signer's cansent. 5ubjec� t❑ the pro�isions vf Sectian 18, an�r 5uccessor in Interest of Borrawer �vho assumes Barrower's vb�igations under this Security Instrument in writing, and is appro�ed by Lender, sha1� o�tain all of Burrower's rights and benefits under this Security Instrument. Borraw�r shall no# be releas�d from Barrower's nb��gatians and �iability under this 5ecurity Instrument un�ess Lender agrees ta such release in writing. The co�enants and agreements�f this Security Instrument shall bind �except as provided in 5ectinn �U} and benefit the successors and assxgns vf Lender. �4, Loan Charg�s. Lender may charg� Bvrrovver fees far ser�ices perfvrmed in connection w�th Borrower's defaul#, for the purpa5e nf pratecting Lender's interest in the Praperty and rights under this 5ecurity �ns�rument, �ncluding, but no��mited to, at#arneys' fees, praperty inspection and�aluation fees. �n rQgard tn any other fees, �he absencQ af express authority in this Secur�ty Instrumen� �v charge a specific fee tv Barro►�er shall n�t be construed as a prohibition nn the charging of su�h fee. Lender may not charge fees that ar�expressly prahibited by this SQcurity Instrument❑r by Appli�able Law. vo��s4o1 i� Citibank 3�83'19 V2 NEBRA51{R-5ingte Famiiy-Fanrne MaelFreddie Mac UNIFQRM iNSTRUMENT WlTH MERS Form 3�28 1107 VMP� VMPfiA(NE}['13Q2}QQ Wolters iCluwer Financial 5erviGes Page'I'I af 77