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Acknow <br />State of <br />County of <br />This instrument was acknowledged before me on <br />Brent R Kraus and Kathryn L Kraus <br />My commission expires: <br />4/Ar <br />NEBRASKA - Single Family- Fannie Mee/Freddie Mac UNIFORM INSTRUMENT <br />VMP O <br />Wolters Kluwer Financial Services <br />Loan origination organization U. S. Bank National Association <br />NMLS ID 402761 <br />Loan originator Shawn James Stougard <br />NMLS ID 35132 <br />220047/282 <br />GENERAL NOTARY - State of Nebraska <br />M ARNIE SCI-IAGER SUNDERMEIER <br />My Comm. Exp. Sept. 6, 2015 <br />" - 5722 <br />D VINE <br />Form 3028 1/01 <br />VMP/(NE)11302) <br />Page 17 of 17 <br />