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��14�5�59 �C� "Lender"is C�u��n Loans I n�. . Lender isa �orporati on orgaai2ed and existing under the laws�f t h e S t a te o f M i c h i g a n . ��n�e�s address is �.45� E�oodw�rt� 1��, D�tro1 t, M� 4$�2�-7�� tD} !lTrustee" is F� rst Am�r�can T�tl e �E} "IVIERS" is Mortgage Electranic Registration Systems, Inc. MERS is a separa�e corporativn that is aeting solely as a nominee for Lender and Lender's successors and assigns. N�RS is�he ben��iciary under th�� S�curity Instrumen#. MERS is organized and exis�ing under the laws of I]elaware, an�has�n.addres�and telephone number of P.�. Box 2��,F1int,MI 4850�-2D26,tel. (888)679-M�RS. tF} "N ote" means the promissory note signed by Borrower and dated S e p tem b�r �, 2�14 , The Note states that Bono�rer owes Lender Dne Hundr�d Thi rt� Thousand ��1e Hun�red ar�� 41�.�� Dollars�U.S. $ 13�,1��.�� }plus interest, Borrower has promised to pay this debt in.regular Periodic Fayments and ta pay the debt in full not later than �c to b e r 1, �� . �G� "Prvperty"mean.s the property that is described below under the heading"Transfer of l�igh�s �n the Property." �H} "Loan"means the debt evidenced by the Note, plus interest, any prepayment charges and 1a�e charg�s due under the 1Vote,and a�l sums due under this Securit�Instrument,plus interest. [�� "Riders"means a��Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrvwer�check box as applicable]: �Adjustabte Rate Rider �Condominium Rider 0 Second Home Rider �Ballaon Rider 0 P�anned Unit D��el�pment Rider [� 1-4 Fami�y Rider �VA Rider �Biweekly Payment Rider ��ther(s�[specif�� Legal Atta�hed �J� "'ApplieableLaw" means at�con�rolling applicable federal, state and l�ca1 statutes,regulati�ns, ordinances and administra�iv�rules and ord�rs�that have the effect�f�aw�as we��as a��applicable final, non-appealable judicial opinivn.s. �K} "GvmmunityAssaciation[�ues, Fees,and Assessments"means all d�es, fees, assessments and other charges that are imposed on Borrower or the Property by a candamin�um as�o�iation,hameowners assoc�at�on or simiiar organization. �L� "Ete�tronicFundsTransfer"means any tran.sfer of funds, other than a transaction ariginated by che�k, draf�,or simi�ar paper instrument,wh�ch is�nitiated thrQu�h an e�ectronie terminal,t�lephonic instrument, computer,�r magnetic tape so as to order, instruct,or authorize a financial institution to debit vr cred�t aa account. Such term inciudes,but�s not limited to,point-of-sale transfers,automated teller machine transactions,tran.sf�rs initiated by telephone,wire transfers,and automated clearinghouse tran.sfers, �lVI� "Escrav�[tems"means those items that are describ�d in�ection 3. IVEBRASKA-5ingle Family-Fannie MaelFr�eddie Mac LiNIF�RM INS7RUMENT VII�TH MERS Form 3428 110'! VMP� VMPBA[NE�[1302},04 Wniters Kluwer Financia�Services Page 2 af 17 q4333�811749 a�33 3z� �217