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19. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee <br />to reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by <br />this Security Instrument to Trustee. Trustee shall reconvey the Property without warranty and without charge to <br />the person or persons legally entitled to it. Such person or persons shall pay any recordation costs. <br />20. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor <br />trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security <br />Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, <br />power and duties conferred upon Trustee herein and by applicable law. <br />21. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to Borrower's <br />address which is the Property Address. <br />22. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together <br />with this Security Instrument, the covenants of each such rider shall be incorporated into and shall amend and <br />supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this <br />Security Instrument. [Check applicable box(es)]. <br />❑ Condominium Rider <br />❑ Planned Unit Development Rider <br />® Other [specify] <br />NIFA Rider <br />FHA Deed of Trusf•NE <br />VMP <br />Wolters Kluwer Financial Services <br />❑ Growing Equity Rider <br />❑ Graduated Payment Rider <br />REMAINDER OF PAGE INTENTIONALLY LEFT BLANK. <br />SIGNATURE PAGE FOLLOWS. <br />I111111I <br />20.405571 <br />4196 <br />VMP4R(NE) (1302).00 <br />Page 8 of 10 <br />