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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />My Commission Expires: April 7, 2016 <br />40011111011RY-State of Mask <br />DANIEL RO 14 <br />.r 7 <br />IDS, Inc. <br />- Witness <br />a0,1eA (Seal) <br />Kimberly A ; rluck - Borrower <br />STATE i` EBRASKA, Hall County ss: <br />The ore o g instrument was acknowledged before me this S day of /4 , <br />, by Kimberly A Haverluck. <br />Witness my hand and notarial seal at 0_,Y�f/ e2 ✓fin said County, the date aforesaid. <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />Notary Public Daniel Roth <br />1CA.4O5569 <br />- Witness <br />(Seal) <br />- Borrower <br />NEBRASKA - Single Family - Fannie Mae/Freddle Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 13 of 13 <br />