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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Kevin A Adamson <br />/ <br />My Commission expires: ‘\,1 <br />1 J <br />MICHELLE STEVENS tz <br />COMM. #1956117 <br />NOTARY PUBLIC • CALIFORNIA <br />KERN COUNTY <br />My Comm. Exp. Nov. 7, 2015 µ <br />Michelle L Adamson By Kevin A Adamson, as <br />Attorpey in Fact n e <br />v� ash. 9ac..■ <br />Loan Origination Company & NMLS Id: Charter West National Bank - 466077 <br />Loan Originator & NMLS Id.: Amy L Otto - 491143 <br />NEBRASKA- Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Forms Inc. (800)446 -3555 <br />LFI #FNMA3028 -MERS 9111 Page 13 of 13 <br />(Seal) <br />- Borrower <br />(Se at) <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF i`(\,1 K.U.P County ss: <br />On this 2 nd day of September, 2014 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Kevin A Adamson and Michelle L Adamson, husband and wife <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at <br />in said county, the date aforesaid. <br />- Notary Public <br />