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Return To: <br />CO FIRST NATIONAL BANK OF OMAHA <br />0 2223 2ND AVENUE <br />KEARNEY, NE 68847 <br />n Prepared By: <br />"'1 CATHERINE A. REICKS <br />2223 2ND AVENUE, KEARNEY, NE 68847 <br />Definitions <br />Deed of Trust <br />Borrower is the trustor under this Security Instrument. <br />NMLS# 412727 <br />V NEEsRASKASIngle Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Wok Kluwer Financial Services <br />c,(2- <br />121804 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated SEPTEMBER 2, 2014 , together with all <br />Riders to this document. <br />(B) "Borrower" is PHILIP S. RAMSEL AND CHRISTINE E. RAMSEL, HUSBAND AND WIFE <br />Form 3028 1/01 <br />VMPB (1302) <br />Page 1 of 1 <br />G � <br />OP <br />