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' � + � � y � ��14�54�� A Any amounts�isbursed by Lender under�his Secti�n 9 sha1�become additional debt of Borrower se�ured by this Seeuri� �nstrument. These amflun�s sha.Xl bear interest at�he Note rate fr�m�he date of disbursement a.n�sha11 be payable, with such interest,upon natice from Lender to Borravver requ�sting payment. If�his Security Instrument is ari a leasehold,��rrovver sh�all comply w�th a11 the pravisions of the�ease. If Borrower acquir�s fee title to the Proper�y, the leasehold and the fee title sha11 not xnerge unless Lender agrees�o the merger in�riting. 'I�. M�rtgag�Insuranc�.If Lender requ�red Mor�gage �nsurance as a candition of mak�ng the I�oan, Borrower sha�I pay the premiums required to rnaintaain the Mor�gage Insura.nce in effect. If, for any reason,the Mortgage Insura.nce covera.ge required by Lender ceases to be availab�e frnm�he mortgage insurer that previvusl�pro�ided such insurance and Borrflwer was required ta make separa.tely designated pa�ments tawax�the premiums for M�rtgage�nsurance,Borro�nrer sh�a.11 pay the premiums re�uired t�obta�n co�erage substa.n��a1ly equival�n�t�the Mar�gage �nsurance pre�xously in effeet, at a�ost substan��ally equi�alent to the cost to Borro�ver of the Mortgage Insurance pre�ivusly in�ffect,from an al�ernate mortgage insurer selected b�Lender. If substantially equiva.lent Mortgage Insurance cuvera.ge is n�t available,Borrower shall cont�nue to pay to L�nder the amoun�flf the separa.tely designated payments tha.�were due when the xnsurance coverage ceased to be in effect. Lender wi11 accept,use a.nd retain these paymen�s as a non-refundable iflss reserve in lieu of Mvrtgage Insura.nce. Such loss reser�e sha11 be non-refund.able, notwithsta.nding the fact that the Loan is u�timate�y pai�in ful�, and Lender sha11 not be required�o pay Borrower any �nterest vr earnings on such loss reserve. Lender can no longer require�oss rese�ve payments �f Mortgage�nsurax�ee coverage �in the amoun�and for the period that Lender requires}�ravided by an insurer selec�ed by Lender aga�in�ecames ava�iab�e, is obta�ne�i, and Lender requires separa�e�y design,ated paymen�s to�vard the��remiums for Mortgage Insurance. If Lender required Mor�gage �nsuran�e as a condi�i�n of mak�ng the Laan and Borrower was required to make separately des�gnated payments to�ard the premiums far Mor�gage Insura.nce,Borrower shall pay�he premiums required ta maintain Mortgage Insurance in effe�t, or to pravide a non-refundable loss reserve,until Len�er's r�quirement for Mortgage Insurance ends�n accordan�e vvith any�ritten agreement bet�veen�arrower and Lender providing far such terminati�n ar until tearnuna�ifln is re�uired�y Applicable Law. Nothing in this Section 1�affects � �orr�wer's ob��gat�on to pay interest at the rate prov�ded in the Note. Mortgage Insura.nee r�imburses Lender�or any enti��hat purchases the Note}fvr cer�ain ivsses��may incur if Borrower�oes not repay the I�oan as agreed. Borrower is not a pa.rty to the Martgage�nsurance. Mor�gage insurers evalua.te their t�ta�risk on a11 such insurance in force from time t�time, and ma.y enter �nto agreemen�s wit�i other par�ies that share or modify�he�r risk, or reduce losses. These ag�eements are on terms and condi�ions that are satisfactory�o the mortgage insurer and the other party �or pa.rties}to these agreements. These agreemen�s may requ�re the mortgage insurer to make payments using any source�f funds that the martgage�nsurer ma�ha.�e ava�lable (�vh�ch may inc�ude funds obta�ned from Mar�gage�nsurance premiums). , As a resu�t vf these agreements, Lender, any purchaser of the Note, another in�urer,any reinsurer, any other entity, or any af�liate of any of the foregoing, ma.y recei�e (directly or�nd�rectly}amounts that deri�e from(ar might be cha.ra.�terized as}a portion�f Borrower's payments for Mortgage Insurance, in exchange for sharing or modifying the mortgage insurer's risk, or reducing l�sses. If such agreemen� prnvides tha.t an aff�iiate of Lender takes a shaxe of the insurer's risk in e��hange for a sha.re of the premiums paid to the insurer,the arrangement is often�termed "cap�i�e reinsurance."Further: 106ANE OOQ6288Q2472 �3uly 9,2014 09 53am NEBRASKA-Single Family-Fannie MaelFreddie Mac UNIFaRM INSTR�MENT WITH MERS Form 3D28 1�09 V�P� VMP6A�NE}(1302}.00 Wvlters Kluwer FinanciaE Sefv�ces Page 9 of 17