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Acknowledgment <br />State of Nebraska <br />County of Hal l <br />This instrument was acknowledged before me on August 29, 2014 by <br />Sherry K Allen, Stephen L Medinger <br />Notary Public <br />Kevin Ottman <br />My commission expires: 05/19/2017 <br />Loan origination organization Home Federal <br />NMLS ID 446443 <br />Loan originator Kevi n Ottman <br />NMLS ID 494664 <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP O <br />Wolters Kluwer Financial Services <br />201405383 <br />i GENERAL NOTARY State of Nebraska <br />My Comm. Exp. May 19, 2017 <br />Savings and Loan Assn of Grand Island <br />Form 3028 1/01 <br />VMP6(NE) (1302) <br />Page 17 of 17 <br />