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m <br /> � � N n� � <br /> m"' � �cD m <br /> ; � n� � � �m N m <br /> o �o � , D �O o 0 <br /> cn On p C �� � cDi� <br /> � � �� 0 fV 2D� (.y� � <br /> � f7l m f7l � r D W ,Z�j <br /> m� o D cn � � <br /> � w� � � � � <br /> �o o �� m <br /> 0 0 00 cn � <br /> � �' z <br /> 0 <br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO: <br /> Home Federal Savings&Loan Association of Home Federal Savings&Loan Association of <br /> Grand Island Grand Island <br /> 221 South Locust Street 221 South Locust Street <br /> GRAND ISLAND,NE 68801 GRAND ISLAND,NE 68801 <br /> (Space Above This Line For Recording Data) <br /> LOAN ORIGINATOR NAME: Chris Kaskie <br /> NMLS COMPANY IDENTIFIER: 446443 <br /> NMLS ORIGINATOR IDENTIFIER: 494668 <br /> DEED OF TRUST <br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED <br /> BY THIS DEED OF TRUST) <br /> THIS DEED OF TRUST ("Security Insti-ument") is made on August 20, 2014. The grantors are RICHARD L <br /> BECKSTROM and DIANNE R BECKSTROM, HUSBAND AND WIFE, whose address is 1608 <br /> WINDSOR PL,GRAND ISLAND,Nebraska 68801-7058 ("Borrower").Borrower is not necessarily the same as <br /> the Person or Persons who sign the Home Equity Line of Credit Agreement, dated August 20, 2014 <br /> ("Contract"). The obligations of Borrowers who did not sign the Contract are explained further in the section titled <br /> Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend <br /> R.Baack,Attorney whose address is P.O.Box 790,Grand Island,Nebraska 68802("Trustee").The beneficiary <br /> is Home Federal Savings & Loan Association of Grand Island,which is organized and existing under the laws <br /> of the United States of America and whose address is 221 South Locust Street, Grand Island,Nebraska 68801 <br /> ("Lender"). RICHARD L BECKSTROM and DIANNE R BECKSTROM have entered into a Contract with <br /> Lender as of August 20,2014,under the terms of which Borrower may, from time to time, obtain advances not to <br /> exceed, at any time, a ***MAXIMUM PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE <br /> ADVANCES)*** of Twenty-seven Thousand and 00/100 Dollars (U.S. $2�,000.00) ("Credit Limit"). Any <br /> party interested in the details related to Lender's continuing obligation to make advances to Borrower is advised to <br /> consult directly with Lender. If not paid earlier, the sums owing under Borrower's Contract with Lender will be <br /> due on September 15,2019. This Security Instrument secures to Lender: (a)the repayment of the debt under the <br /> Contract, with interest, including future advances, and all renewals, extensions and modifications of the Contract; <br /> (b)the payment of all other sums,with interest, advanced to protect the security of this Security Instrument under <br /> the provisions of the section titled Protection of Lender's Rights in the Property; and (c) the performance of <br /> Borrower's covenants and agreements under this Security Instrument and the Contract. For this purpose,Borrower, <br /> in consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with <br /> power of sale,the following described property located in the COUNTY of HALL, State of Nebraska: <br /> Address: 1608 WINDSOR PL, GRAND ISLAND,Nebraska 68801-7058 <br /> Legal Description: LOT EIGHTEEN (18), IN BLOCK TWO (2), NORMANDY ESTATES, AN <br /> ADDITION TO THE CITY OF GRAND ISLAND,HALL COUNTY,NEBRASKA <br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be <br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the <br /> "Property." <br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to <br /> grant and convey the Properiy and that the Property is unencumbered, except for encumbrances of record. <br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br /> any encumbrances of record. <br /> Borrower and Lender covenant and agree as follows: <br /> Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and <br /> interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract. <br /> �2004-2013 Compliance Systems,Inc.9F96-AC73-2013L2.0921 <br /> Consumer Real Estate-Security Instmment DL2036 Page 1 of 5 www.compliancesystems.com <br />