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Parcel ID Number: 400209101 which currently has the address of 4874 S. LOCUST (Street) GRAND ISLAND (City), Nebraska 68801 (Zip Code) ( "Property Address "): TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." 201 (N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X (12 C.F.R. Part 1024), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and /or this Security Instrument. Transfer of Rights in the Property This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the REGISTER OF DEEDS (Type of Recording Jurisdiction) of HALL COUNTY (Name of Recording Jurisdiction): THE SOUTH 330 FEET OF THE FOLLOWING TRACT OF GROUND, VIZ: PART OF THE SE 114 OF SECTION 4 IN TOWNSHIP 10 NORTH, RANGE 9 WEST OF THE 6TH P.M., HALL COUNTY, NEBRASKA, MORE PARTICULARLY DESCRIBED AS FOLLOWS, TO -WIT: COMMENCING AT A POINT ONE AND ONE -HALF (1 112) RODS SOUTH OF THE NORTH EDGE OF THE SE 114 SE 114 OF SAID SECTION, 33 FEET WEST OF THE EAST LINE OF SAID SE 114 OF SAID SECTION, THENCE RUNNING SOUTH FOR A DISTANCE OF 901 FEET PARALLEL WITH THE EAST LINE OF SAID SE 114 RUNNING THENCE WEST FOR A DISTANCE OF 246.4 FEET, RUNNING THENCE NORTH FOR A DISTANCE OF 901 FEET, AND RUNNING THENCE EAST 246.4 FEET TO THE PLACE OF THE BEGINNING; EXCEPTING A CERTAIN TRACT DEEDED TO HALL COUNTY, NEBRASKA, RECORDED AS INSTRUMENT 1199. 107157 NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT VMP ® Wolters Kluwer Financial Services Form 3028 1/01 VMP61NE) 113021.00 Page 3 of 17