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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. Borrower also acknowledges receipt of a <br />copy of this Security Instrument. <br />Witnesses: <br />IDS, Inc. <br />EN W S ETS <br />STATE OF NEBRASKA321- I<Sct <br />The foregoing instrument was acknowledged <br />,..-9c7) LA , by BRADEN W SMETS. <br />Witness my hand and notarial seal at 2t.00 1.1-1w 1 LO <br />My Commission Expires: "Na -.) 3, a C7 I <br />GENERAL NOTARY - Stated Nebraska <br />TRACY L. PALMIERI <br />My Coon. Exp. May23, 2018 <br />NEBRASKA HELOC Deed of Trust <br />- Witness <br />(Seal) <br />- Borrower <br />before me <br />Page 8 of 8 <br />2014052Sb <br />County ss: <br />this � day of L_ S - f , <br />in said County, the date aforesaid. <br />- Witness <br />(Seal) <br />- Borrower <br />LC-1 ke 7 — J 4 � / " <br />Notary ublic <br />Loan originator (organization): KEARNEY EATON EMPLOYEES FEDERAL CREDIT UNION; NMLS #: <br />774589 <br />Loan originator (individual): TRACY PALMIERI; NMLS #: 422987 <br />