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Acknowledgment <br />State of Nebraska <br />County of Hal l <br />This instrument was acknowledged before me on August 25, 2014 by <br />Michael C Schadwinkel, Kelli L Schadwinkel <br />Notary lic <br />Mindy Silbert <br />My commission expires: 05/16/2016 <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />4V;27 <br />Loan origination organization Home Federal Savings and Loan Assn of Grand Island <br />NMLS ID 446443 <br />Loan originator Mindy Gi 1 bertson <br />NMLS ID 494665 <br />Form 3028 1/01 <br />VMP6(NE) (13021 <br />Page 17 of 17 <br />