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201405227 19. APPLICABLE LAW. This Security Instrument is governed by the laws as agreed to in the Secured Debt, except to the extent required by the laws of the jurisdiction where the Property is located, and applicable federal laws and regulations. 20. RIDERS. The covenants and agreements of each of the riders checked below are incorporated into and supplement and amend the terms of this Security Instrument. [Check all applicable boxes] ❑ Assignment of Leases and Rents ❑ Other ......................................................................•---... 21. ❑ CONSTRUCTION LOAN. This Security Instrument is a construction securiry interest which secures an obligation incurred for the construction of an improvement on the Property. 22. ❑ ADDITIOI�AL TERMS. 5IGNATURES: By signing below, Trustor agrees to the terms and covenants contained in this Security Instrume d in any attachments. Trustor also acknowledges receipt of a copy of this Security Instrument on the date s �ted o page 1. , �/y p � _ _ � .. .. . . .....✓..:.�... . . . .. .....L�O...'S..�'� .... . ....�/�L:�.�,. .. .�... ��.�.� �� (Signature) (Date) (Si ature) (Date) Terry M Carlson Kristine K Carlson ACKNOWLEDGMENT: STATE OF Nebraska.................... COUNTY OF .,Hall . . . } ss. .... .. . ............................... c`°�`"`d°�'� This instrument was aclaiowledged before me this ......5 th......., day of..Augus t.......2 0.14......, by „Terry.M:.Carlson,and, Kristine.K:..Carlson........ ...... . ......... .... ........ , My cormmission expires: Apri 1 0 8, 2 018 ......... .................... .... ............... ........ (Notary bli 6ENERALNOTARY-Sta-o�fiNebtaska Rebecca R Podraza ' � REBECCA R PODRA7�4 LL My Comm.fxp.Apti4 8,2418 Security Instrument-Open-End-Consumer-NE OCP-REDT-NE 7/2/2011 VMP�Bankers SystemsTM� VMP-C465WE) (1107).00 Wolters Kluwer Financial Services�1994,2011 Page 6 of 6